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Paypal推出分期付款新功能

Paypal最近更改了付款选项,增加了部分付款。新的更新反映支付行业正在向更为灵活的方式靠拢。

现在,收到PayPal付款信息后,用户无需一次性支付,可以一点点进行支付,还能看到未付款的余额。另外,考虑到各种企业支付需求的不同情况,PayPal更加细化了付款过程。

除了部分付款,新的Paypal服务现在可以根据产品销售数量,工时或价格等条件进行支付计算。用户还将能下载PDF发票,并发送/抄送多个相关人员。最后,PayPal还将为该支付项目创建一个链接。现在,企业所有者可以将发票链接直接粘贴到邮件中。过去,他们往往需要点击“发送发票”按钮。

最近几年的支付服务对相似的支付选项进行了相关调整。例如,B2B付款服务Viewpost可以让企业与供应商协商支付方式。如果供应商在到期日前提前支付部分款项,这样在到期日时企业就可以对余款打些折扣,让供应商少交一些余款。同样地,该服务允许供应商向企业要求增加付款期限,并在所协商的日期支付全款和利息。

PayPal表示最终可能会提供一个类似于Viewpost的服务,但同时,Paypal正在积极宣传PayPal Capital(商业贷款服务)这个产品。如果企业或供应商需要更多现金,可以直接从PayPal借款。

新服务将在美国率先启动,并在之后的几个月逐步展开。

 

PayPal is updating its invoicing service so users can make partial payments to bills. The new update reflects an industry trend toward making payments more flexible.

PayPal invoice receivers will now be able to make incremental payments on an invoice as well as view their unpaid balance. Additionally, PayPal is making its invoice form more detailed to account for a wide variety of businesses.

In addition to partial payments, PayPal’s new invoicing service can now account for the quantity of an item sold, the number of hours worked, or price only. Users will also be able to download a PDF of their invoice and CC multiple parties when an invoice is sent. Lastly PayPal will now create a link to the invoice. Rather than hitting a button that says “send an invoice,” business owners have access to a short-form link that can be attached to an email.

Other invoicing services have rolled out similarly versatile payment functionalities in recent years. For instance, Viewpost allows businesses to work out deals with vendors where they can collect money owed in advance of the due date in exchange for taking less than the total amount owed. Similarly, the service allows contractors to ask businesses for an extended deadline on bill payment in exchange for the full amount of bill plus interest.

PayPal says it may eventually offer a service similar to Viewpost, but in the meantime, it actively markets PayPal Capital (its business loan service) on invoice forms. If a business or vendor needs extra cash, it can borrow it directly from PayPal.

The new invoicing service will be available in the U.S. first and will roll out more broadly over the next several months.


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