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告别现金 无接触支付成英国支付主流方式

现金交易在英国似乎已经“退居二线“了,因为Visa欧洲观察到,英国的无接触支付方式的交易数量比去年增长了11.5%。

去年是英国首次电子支付数额超过了现金支付,Visa欧洲的零售终端消费额也增加了9.6%。英国每3英镑的消费中就有超过1英镑是通过Visa卡支付的。

无接触支付在以250%的年增长率飞速增长,涵盖了七分之一的Visa交易,然而就在去年,仅有二十五分之一的Visa交易是通过无接触支付付款的。每天,超过100万的无接触交易在伦敦的地铁网络产生,首都之外则主要在超市中产生。

Visa欧洲的总经理Kevin Jenkins先生表示:“如果以这种速度发展,最快五年之内,现金将会成为一种罕见的支付方式。移动支付发展将会不断加速,我们也会投资建设基础设施以适应这种变化。”

Visa欧洲——被Visa公司以212亿欧元收购——在38个国家的市场中实现了23.1亿欧元的收益,并以25%的年增长率增长。这已是公司第三年实现收支平衡,故公司决定将7.31亿欧元红利分发给它的成员们——即持股人。

Jenkins先生补充道:“一个联合的Visa将会在加速发展的英国支付业中更好地定位。这项交易将会让英国的消费者和金融机构更方便地融入全球的市场规模、技术、投资和资源。”

Britain has become a "cash-second" nation, claims Visa Europe, which saw an explosion in contactless payments drive an 11.5% rise in the number of transactions it recorded in the country last year.

In a year when more UK payments were made electronically than with cash for the first time, Visa Europe saw point-of-sale spend rise 9.6%. More than £1 in every £3 spent in the country is now on a Visa card.

There has been a surge in contactless payments, which grew 250% year-on-year and now account for one in seven Visa transactions, up from just one in 25 a year ago. Every day, more than one million Visa contactless transactions are happening on Transport for London’s network, while supermarkets dominate outside the capital.

Kevin Jenkins, MD, UK and Ireland, Visa Europe, says: "At this rate, cash will be seen as a peculiar way of paying for things in as little as five years’ time. Mobile payments will accelerate this change and we’ve invested in the infrastructure for it to take off."

Across its 38 markets, Visa Europe - which is being bought by Visa Inc in a EUR21.2 billion deal - reported record revenues of EUR2.31 billion - up 25% year-on year. With costs flat for a third successive year, the organisation has returned a record EUR739 million to its member-shareholders.

Jenkins adds: "A combined Visa will be better positioned to accelerate the next generation of payments in the UK. The deal will give consumers and financial institutions across the UK greater access to global scale, technologies, investment and resources."


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