最有看点的互联网金融门户

最有看点的互联网金融门户
国际资讯基于互联网平台的金融业务

Robinhood再添Instant新功能 用户投资股市更快捷

投资类app Robinhood又添新功能,据称,当用户银行转账完成后,Robinhood就会给用户提供短期信贷服务。正如其名——Robinhood Instant,这款app旨在消除因为清算期和银行转账而带来的投资延时问题。

Instant(即刻)这个概念包含两方面:即刻存款和即刻取现。对于即刻存款这方面,Robinhood为银行转账客户提供高达1000美元的可立即投资金额。这样,消除了用户需要坐等资金到达账户后才能投资的障碍。而在即刻取现方面,用户卖出股票所得的钱可以立即用于再投资。而在此之前,用户往往需要等待三天的时间,钱才能退回到账户。

Robinhood是一个社交投资平台,它让股票交易变得更便捷。它还为用户提供免费培训,且投资金额不设下限。用户可完全自由选择买卖股票、期权和企业债券。早在去年三月,Robinhood就在苹果应用商店上线了,随后,又发布了安卓版本。

为了保持竞争力,Robinhood还需要不断努力,以防被市场上的新兴产品所超越。市面上已有的类似产品还有Rubicoin, TradeKing和Zecco。一直以来,Robinhood都在不断努力缩减资金转账需要耗费的时间,并且希望能够为用户提供实时交易服务。这也似乎正是这类产品的目标市场——千禧一代的人们——所期待的。

目前,用户仅能通过邀请才能使用Robinhood Instant。公司决定将根据用户所能推荐使用该产品的人数来决定是否对其开放权限。通过点击你提供的个人推荐链接并创建账户的人数越多,你就能越快地获得使用权。

Investment app Robinhood has added a feature that it says will provide short-term credit to you while your bank transfer is being completed. Robinhood Instant, as it’s called, aims to remove the time delay that occurs between investments due to settlement periods and bank transfers.

Instant is made up of two key components: instant deposits and instant access to funds. With the former, Robinhood makes bank transfers of up to $1,000 available for investing immediately. This removes the hassle of having to wait for funds to be available in your account. The latter lets you quickly reinvest proceeds from a stock sale — previously you had to wait three days before the funds would settle in your account.

Robinhood is a social investing platform that facilitates stock trading. It offers fee-free training with no minimum investment, letting you buy and sell stocks, options, and corporate bonds. In March it opened up its iOS app to everyone before releasing an Android version.

In order to remain competitive, Robinhood needs to further distinguish itself from many new entrants in the marketplace. Similar services include Rubicoin, TradeKing, and Zecco. By reducing how long it takes to transfer funds, Robinhood seeks to provide a service that’s near real time, something that its target market — millennials — seems to expect.

Robinhood Instant is available by invite only; the company is opening up access based on how many people you can get to join the service. The more people who create an account through your unique referral link inside Robinhood’s app, the sooner you’ll receive access.


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