最有看点的互联网金融门户

最有看点的互联网金融门户
传统金融的互联网化国际资讯

秘鲁银行协会携手爱立信进军秘鲁移动金融市场

秘鲁国家银行协会携手爱立信公司推出新一代移动金融服务,预计2019年将吸引210万没有银行账户的秘鲁公民使用。

爱立信公司采用全集成系统,确保不同金融和商业机构的服务之间可互操作。该系统还允许金融服务提供者复用现有技术为通讯和金融服务提供安全保障。除此之外,爱立信公司还为秘鲁银行协会提供系统集成、教学服务、管理服务及相关支持。

该电子货币项目最初由秘鲁银行协会倡导。至今,除私有银行外,其他私有金融机构如国家主要储蓄所和公立机构如国家银行也积极参与其中,并共同成立了Pagos Digitales Peruanos公司,专门负责该电子货币平台的运营。

在秘鲁等新兴经济体,移动金融服务的发展对国家和个人都大有益处。移动金融服务为没有银行账户的个人提供账户并为他们打开了正式经济的大门,这点在非洲和拉美效果显著。同时,移动金融服务也会推动社会和整个国家的发展。

ASBANC, Peru's National Bank Association, and Ericsson have launched the next-generation mobile financial services that aim to include 2.1 million unbanked Peruvians by 2019.

Ericsson's solution includes a fully integrated platform, capable of hosting all services from different financial and commercial institutions to secure interoperability. The solution also allows financial service providers to reuse existing assets to bundle secure telecom and financial services. In addition, Ericsson has provided ASBANC with systems integration, learning services, managed services and support.

The digital money platform is a project that, from the start, was promoted by ASBANC. Today, it encompasses efforts not only from all private banks, but participation from other private financial market agents as well, such as the country's major Cajas (Savings Banks) and, from the public side, the Bank of the Nation. This combination of efforts has led to the formation of Pagos Digitales Peruanos S.A., the company that will be responsible for managing the digital money platform.

In emerging markets, like Peru, the development of mobile financial services is beneficial both on societal and individual levels. Mobile financial services provide the unbanked with money accounts and open the gates to the formal economy. In Africa and Latin America, this development is already apparent. This will benefit society over time and is an integral part of the entire development of countries.


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评论

  • 钢笔水在 2016/03/05 21:24回复

    全球移动趋势已经不可阻挡,但是安全问题应该越来越严峻。

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