该电子货币项目最初由秘鲁银行协会倡导。至今，除私有银行外，其他私有金融机构如国家主要储蓄所和公立机构如国家银行也积极参与其中，并共同成立了Pagos Digitales Peruanos公司，专门负责该电子货币平台的运营。
ASBANC, Peru's National Bank Association, and Ericsson have launched the next-generation mobile financial services that aim to include 2.1 million unbanked Peruvians by 2019.
Ericsson's solution includes a fully integrated platform, capable of hosting all services from different financial and commercial institutions to secure interoperability. The solution also allows financial service providers to reuse existing assets to bundle secure telecom and financial services. In addition, Ericsson has provided ASBANC with systems integration, learning services, managed services and support.
The digital money platform is a project that, from the start, was promoted by ASBANC. Today, it encompasses efforts not only from all private banks, but participation from other private financial market agents as well, such as the country's major Cajas (Savings Banks) and, from the public side, the Bank of the Nation. This combination of efforts has led to the formation of Pagos Digitales Peruanos S.A., the company that will be responsible for managing the digital money platform.
In emerging markets, like Peru, the development of mobile financial services is beneficial both on societal and individual levels. Mobile financial services provide the unbanked with money accounts and open the gates to the formal economy. In Africa and Latin America, this development is already apparent. This will benefit society over time and is an integral part of the entire development of countries.