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最有看点的互联网金融门户
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比特币平台Bitbond获德国联邦金融管理局授权

本周二,来自柏林的创业企业Bitbond宣布正式获得德国联邦金融管理局授权。

Bitbond通过在线平台将投资者和需要贷款的小企业主联系起来,同时利用比特币的基础区块链技术辅助进行支付。

Bitbond创始人兼首席执行官Radoslav Alberecht表示:

"有了这份授权,我们就可以开展资产券商业务了。Bitbond的业务方式与银行不同,我们的流程效率更高。通常其他金融科技创业企业会选择租用一个牌照,这样虽然省事儿,但是也将业务局限在了一定的地域范围之内。而有了独立牌照之后,我们就可以在全球范围内金融投资和扩张了。作为全球区块链产业内首批获得监管机构认可的金融服务平台,我们感到非常荣幸。这也为投资者提供了更多的法律保护,并向他们证明,德国是一个开展创新和全球范围金融服务业务的理想选择。"

Bitbond投资者可以通过网站平台进行小额商业贷款投资,产品收益目前来看非常诱人。目前,Bitcond业务覆盖120多个国家,累计促成1400多笔贷款。大多数借款人都是来自eBay或者Amazon等电商平台的店主。Bitbond会根据商家的营业数据对其进行信用评估,而借款人则可以利用这些贷款进行货物储存或盘活企业现金流。

Bitbond, a Berlin-based startup that connects small business owners who need a loan with investors and uses the Bitcoin blockchain for payment processing, announced on Tuesday it received its BaFin license.

Bitcoin 2Sharing details about the new license Radoslav Albrecht, founder and CEO of Bitbond, stated:

“With our own BaFin licence that allows us to conduct asset brokerage Bitbond is active independently of banks. This provides us with a significant efficiency advantage. Other Fintech startups normally rent a licence and by that are bound regionally. Our own licence helps us to fulfill our mission which is to make financing and investing globally accessible. We are proud to be one of the first regulated financial services providers in the entire blockchain space. This creates legal security with investors on our platform and shows, that Germany is a good location for innovative and globally active financial services providers.”

Bitbond explained that investors may finance small business loans through its website and get access to attractive interest rates. The startup currently has users from over 120 countries and originated over 1,400 loans. Most borrowers are notably online sellers who run a shop on websites such as eBay and Amazon. Bitbond does conduct a credit check based on the revenue data of the merchants and borrowers use the funds for inventory and working capital financing.


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