最有看点的互联网金融门户

最有看点的互联网金融门户
国际资讯基于互联网平台的金融业务

WhatsApp拟在印度上线移动支付功能

据印度当地媒体报道,社交软件WhatsApp将于今年在印度推出移动支付服务。目前,WhatsApp已经在印度开启了人才招聘计划,寻求具有IT和金融背景,并且熟悉UPI、Aadhaar、BHIM等印度支付平台业务的高级管理人才。据Facebook此前发布的数据显示,印度是WhatsApp最大的海外市场之一,用户数量超过2亿。

WhatsApp创始人之一的Brian Acton曾在今年2月份对印度市场进行了考察。他表示,移动支付将是公司在今年的发展重点之一。此前,Facebook旗下的社交软件Messenger app已经为美国用户开启了移动支付功能,但调查显示,Messenger app在印度的用户数量较少,移动支付业务难以取得显著成果。

WhatsApp发言人表示,印度市场对于WhatsApp的发展具有重要意义,公司希望为印度实现无现金社会的伟大愿景尽绵薄之力。现阶段,WhatsApp将加强与印度本土公司的合作,同时密切关注用户反馈,带动当地移动支付产业的发展。

2014年2月19日,Facebook宣布将以大约220亿美元的价格收购WhatsApp,以进一步提高公司国际竞争力。

Yahoo Finance报道称,Facebook一直以来致力于与PayPal PYPL、Visa、MasterCard MA、American Express等国际支付巨头共同开发移动支付业务。去年,Facebook旗下的Messenger上线了移动支付功能。无需借助外部网站,用户仅需要在Messenger程序内连接银行卡账户,就可以进行境内的转账操作。此后,Facebook又与国际汇款转账服务平台TransferWise深度合作,将境内转账功能拓展到国际汇款服务,使得Messenger的用户可以在程序内进行跨境交易。数据显示,在过去一年中,Facebook股票的上涨幅度超过24.64%。

WhatsApp seems to be laying down the groundwork for a P2P operation in India. The Facebook-owned global messaging service is currently advertising for a digital transaction lead with experience of UPI, Aadhaar and BHIM, seen as the precursor to a possible P2P payments service launch in India, according to multiple news sources. India, one of Facebook’s largest markets, reportedly has WhatsApp 200 million users.

On a visit to India in February, WhatsApp co-founder Brian Acton affirmed the company’s early stage interest in incorporating P2P payment services, indicated Finextra. Facebook has already implemented payments for its Messenger app in the US, but the service has has less traction in India, where WhatsApp has attracted over 200 million users.

“India is an important country for WhatsApp, and we’re understanding how we can contribute more to the vision of Digital India. We’re exploring how we might work with companies that share this vision and continuing to listen closely to feedback from our users,” WhatsApp spokesperson indicated.

Acquired by Facebook for $22 billion in 2014, WhatsApp’s user base of over 1.2 billion secures its importance and potential for monetization.

“Last year, Facebook’s Messenger provided tools to developers to enable ‘bots’ to accept and make payments within United States, thereby eliminating the need to redirect to an external website. This was aimed at enhancing commerce services as the credit/debit card details were stored on the platform and readily available while making purchases within bots,” posted Yahoo Finance. “Reportedly, Facebook had collaborated with the likes of PayPal PYPL, Visa, MasterCard MA and American Express and others for the bot-payment feature. A couple of months back, Facebook collaborated with TransferWise Ltd., an international money transfer service that will enable users to make international transactions over the Messenger app. In the past one year, Facebook shares have gone up 24.64% compared with the Zacks Internet Services industry’s gain of 7.19%.


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张沛祺未央编辑团队

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TA还没写个人介绍。。。

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