最有看点的互联网金融门户

最有看点的互联网金融门户
区块链国际资讯监管与政策

香港金融发展局发布区块链产业指导报告

区块链国际资讯监管与政策

香港金融发展局发布区块链产业指导报告

作为金融技术创新鼓励倡议政策的一部分,香港金融发展局于近日又发布了一份分布式分类帐技术(DLT,又称区块链)相关报告。在我们最近分享的一份关于金融科技的报告中,香港金融发展局因为其官员没能更快地接受金融科技并创建一个促进金融创新的监管环境而对他们进行了谴责。

该报告指出,香港已经开始对分布式分类帐技术(DLT)的探索,但创新和技术能力不足。 简而言之,(区块链的)"生态系统"尚未开始运作——这就是香港这个世界领先的金融中心面临的棘手状况。

为什么分布式分类帐技术 / 区块链对香港而言如此重要?

报告解释说:

"这项技术在世界各地都具有潜在的重要性,但拥有庞大金融领域的香港将格外受影响。分布式分类帐技术(DLT)的机会在于转型——不仅仅是香港的金融业,其经济乃至社会和政府活动都会受到影响。 香港有机会利用分布式分类帐技术(DLT)发展其现有优势,并保障其未来在分布式分类帐技术(DLT)发挥作用的世界拥有一席之地。 虽然主要举措必然来自私营部门,但政府在赋予分布式分类帐技术(DLT)生态系统生命的过程中起着至关重要的作用。政府可以促进和支持这一过程,选定项目来展示技术的潜力,并向全世界表明香港在区块链业务方面十分开放..."

报告主张采取四管齐下的做法:

1. 政府领导职能。 在政府内部建立分布式分类帐技术(DLT)领导职能部门,由行业和学术界的咨询小组提供支持。 这一领导职能部门将有助于协调公共部门对区块链做出的努力,参与监管支持,在公共部门内部建立分布式分类帐技术(DLT)能力,并促进技术发展。

2. 分布式分类帐技术(DLT)中心。 开发分布式分类帐技术(DLT)中心作为技术生态系统的重点,知识、教育和宣传的中心,以及交流观点和彼此联络的场所。 该中心应包含一个分布式分类帐技术(DLT)实验室,以降低测试成本,并支持共同标准的产生。 该枢纽可由公共部门(包括监管机构),行业机构和/或其他来源酌情资助。

3. 数字货币。 确保香港金融体系和立法监管框架能够基于中国大陆当局可能发行的数字人民币进行资金流通。

4. 示范项目。在香港,为特定活动开发某些基于区块链的电子模型的初步工作已经开始,包括香港应用科技研究院(ASTRI)受香港金融管理局(HKMA)委托进行的项目。为有效展示分布式分类帐技术(DLT)的能力和优势,这项工作应该更加优先,得到更多的资金支持,并在"金融","智慧城市"和"贸易与物流"主题下进行延伸。

香港关于分布式分类帐技术(DLT)/区块链的报告并没有拐弯抹角。 香港可能获得很大的收获,也可能会输得很惨。 目前,区块链利用和勘探仅是浅尝辄止的程度且不够协调。 其他国家,如新加坡和英国,在引领最新的风潮。 香港则望尘莫及。

As part of a broader initiative to encourage Fintech innovation, the Financial Services Development Council of Hong Kong has published a report on Distributed Ledger Technology (DLT) or Blockchain. Recently, we shared a report on Fintech in which the FSDC chastised officials for not moving quicker to embrace Fintech and to create a regulatory environment that boosts financial innovation.

The DLT report states that exploration of DLT has started in Hong Kong but there are shortfalls in innovation and technological capability. In brief, the ecosystem is not yet functioning - a problematic situation for one of the leading financial centers in the world. The author states;

"Hong Kong needs to act decisively to secure a role for itself in a DLT-enabled future."

Why is DLT/Blockchain so important for Hong Kong?

The report explains;

"The technology is potentially important everywhere, but Hong Kong with its large financial sector would be especially affected. DLT opportunity is that of transformation - not only of Hong Kong's financial sector but of its economic and even social and governmental activities. Hong Kong has the opportunity to build on its existing strengths with DLT, and secure its future in a DLT-enabled world. While the main initiative must come from the private sector, there is a crucial role for government to galvanize the DLT ecosystem into life. Government can facilitate and support, undertake selected projects itself to demonstrate the technology's potential, and signal to the world that Hong Kong is open for blockchain business…"

The report advocates a four pronged approach:

1. Government lead function. Create a DLT lead function within government, supported by an advisory group from industry and academia. This lead function would help coordinate public sector efforts on blockchain, engage regulatory support, build DLT capability within the public sector, and promote the technology.

2. DLT Hub. Develop a DLT Hub as focal point for the technology ecosystem, a centre of knowledge, education and advocacy, and a go-to place for ideas and contacts. The hub should incorporate a DLT Laboratory to reduce the cost of testing and support the emergence of common standards. The hub could be funded by the public sector (including the regulators), industry bodies and/or other sources where appropriate.

3. Digital currencies. Ensure that the Hong Kong financial system and legislative and regulatory framework are positioned to capitalise on the likely issuance of digital RMB by the Mainland Chinese authorities.

4. Demonstration projects. Initial work in developing blockchain-based PoCs for certain specific activities in Hong Kong has already begun, including projects conducted by Hong Kong Applied Science and Technology Research Institute (ASTRI) as commissioned by the Fintech Facilitation Office of the Hong Kong Monetary Authority (HKMA). To provide effective demonstration of DLT's capabilities and benefits, this work should be given higher priority, backed by more substantial funding, and extended under 'Finance', 'Smart City', and 'Trade and Logistics' themes.

The Hong Kong report on DLT/Blockchain does not mince words. Hong Kong has much to gain and much to lose. Currently, Blockchain utilization and exploration is modest and uncoordinated. Other countries, like Singapore and the UK are leading the charge. Hong Kong, not at all.


用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消
c

cynthia-lian | 未央团队未央编辑团队

28
总文章数

连晨佳。

[未央研究]本周互联网金融回顾 | 2018年第37周

未央研究 10小时前

互联网金融风险事件的刑事法律透视

王铼 | 金融时报 16小时前

未央今日播报:京互金协会调整合规申请检查方式 美团上市首日涨5.29%

未央研究 1天前

剥下代币狼皮后,区块链平台如何生存?

刘旷 1天前

区块链成为黑客眼中香饽饽 如何保证安全成重点

区块链安全... | 链得得 1天前

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1