此次总额为350万英镑的投资来自Fraser Financial Services集团，而该集团在去年12月就曾向Tandem投资600万英镑。Fraser方面表示，出于对中国外汇管理局是否批复这一交易的担心，集团最终决定撤销这笔投资。而这笔投资对于Tandem达到监管方提出的储蓄产品上线基本要求有着至关重要的作用
“从现在起，我们将正式更名为Tandem Money有限公司。由于储蓄产品上线资本要求未达标，所以我们必须做出这样的改变。但是我们仍将坚持Tandem简单便捷的经营理念。我们已经注册了Tandem Bank的商标与域名，未来我们将继续努力争取完成这一目标。本周起我们将开始正式‘开门迎客’。不过我们可能会先划定一个用户候选名单，再从中选出最符合工序要求的用户。为了更好地准备公司上线，我们在未来将会关闭‘联合创始人’机制，不过截至目前，Tandem‘联合创始人’总数已经达到了11000人。未来，我们希望通过自己的服务帮助人们更好地管理自己的资产。”
Tandem Bank has renamed itself as Tandem Money, according to Companies House filings. The move comes after the firm was forced to cancel its planned savings products, when a planned ￡29m investment fell through.
The investment was part of a ￡35m deal with Fraser Financial Services, which invested the first ￡6m in December of last year. The cancellation of the second tranche of the deal was attributed to uncertainty over whether China’s State Administration of Foreign Exchange would approve the deal.
The bulk of the investment would have provided Tandem with the regulatory capital required to begin taking deposits.
According to the Companies House filing, Tandem Bank Limited has now changed its name to Tandem Money Limited. The firm has also laid off 30 staff, reducing its headcount from 110 people to 80.
As of this week, Tandem will be able to start welcoming people as “true customers”. The firm has issued the following statement:
“We officially changed our registered name from Tandem Bank Ltd to Tandem Money Ltd. This is an obligatory change after we voluntarily returned our ability to offer savings accounts, but we will continue to trade simply as Tandem. The company retains the registered TradeMark and domains to return to Tandem Bank at a future point in time.”
“This week also marks our opportunity to start welcoming people as true Tandem customers. Initially people will be placed on to a waiting list so we can control demand in the early days. Since we announced that we’d be closing the Co-Founder scheme in preparation for launch, we’ve added over 1,000 Co-Founders to make more than 11,000 in total.”
“We look forward to welcoming customers in the coming weeks and helping people improve their relationship with their money.”