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斥资上亿美元,加拿大打造全国性数字身份系统

过去,身份识别主要依赖人力与实体文档记录。随着数字化与科技化不断升级,身份识别系统似乎也应该升级换代了。

近日,多家加拿大大型银行、学术机构、通讯公司携手科技行业与地方政府开启了一项大型计划,试图通过一系列改革实现加拿大身份识别系统的全面升级。这个项目也是对联邦政府在2016年提出的"创新超星团倡议"的积极响应。

据了解,本次项目将由加拿大数字身份与授权委员会(后文简称DIACC)领导并统筹全国上下大中小型创新力量,争取早日实现快速、安全的个人信息数据网络储存和分享。此外参与本次项目的机构包括:

1. 银行:加拿大皇家银行、蒙特利尔银行、加拿大丰业银行、加拿大帝国商业银行、加拿大道明银行、加拿大国民银行

2. 通讯商:贝尔移动、罗杰斯通讯集团、泰勒斯电讯集团

3. 学术机构:瑞尔森大学、英属哥伦比亚大学

4. 地方政府:安大略省、不列颠哥伦比亚省、萨斯喀切温省、新不伦瑞克省

据有关人士透露,本次项目初期仅用时四周就从私人资本领域筹得了未来5年所需的1.85亿美元资金。如果联邦政府继续开展二期项目,预计2.5亿美元的目标也可以很容易实现。

这个数字化身份认证系统一旦建成,人们在租房、购房等多项需要提供个人信息(社保号码、驾照信息等)时将会更加方便。而且系统还将大大提升个人身份信息的安全度。

Identification systems have been based on face-to-face interactions and on physical documents for centuries, but as the world becomes more digital and reliant on technology, these systems need an upgrade.

Leaders from the biggest banks and telecommunication companies (telcos) in Canada are joining forces with the tech industry, academics, and provincial governments in a supercluster bid that aims to tackle the identification challenges associated with a progressively digital economy. This digital identity supercluster bid is in response to the federal government’s Innovation Supercluster Initiative (ISI) that was first announced in the 2016 budget.

Leading the charge is the Digital Identity and Authentication Council of Canada (DIACC), which has put together a nationwide public-private consortium of large and small innovators to create a digital identity ecosystem that will make transacting and sharing personal data online easier and safer.

All the top banks in Canada – RBC, Bank of Montreal, Scotiabank, CIBC, TD Bank, and National Bank – are on board, joining the three largest telcos – Bell Mobility, Rogers Communications, and Telus Corp. – as well as academic institutions such as Ryerson University in Toronto and the University of British Columbia, and the provincial governments of Ontario, British Columbia, Saskatchewan, and New Brunswick.

The digital identity supercluster bid was able to raise $185 million of private sector investment for use over five years in just four weeks. Brennan says if it is selected to move on to the second phase – which should be announced any time now – of the initiative, it will have “no problem” hitting the $250 million mark of matchable funds set by the federal government.

Making face-to-face interactions easier is a good place to start. For example, when someone wants to rent a house or apartment, they generally need to provide personal identification like a social insurance number and/or driver’s licence, proof of a good credit score, as well as banking information, to a potential landlord.

Not only is this physical process time-consuming for the potential tenant, it is also paper-based and involves sensitive data, which presents a privacy risk: the documents are often filed away and forgotten about in a desk drawer with little security to keep it out of the hands of criminals, she explains.


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