最有看点的互联网金融门户

最有看点的互联网金融门户
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Transferwise推出无国籍多币种账户和借记卡

本周,金融科技创企Transferwise又向银行领域迈进了一步。

Tansferwise这次推出的产品是一款面向个体用户的无国籍账户,每个账户可以持有超过20种不同货币的现金。去年,该账户的企业版已经面试。

此外,这家初创公司还推出了自己的借记卡,预计这两种新功能在未来几个月内将广泛推出。

该公司联合创始人兼董事长Taavet Hinrikus表示:“我们的使命是让金钱无疆界移动,今天是这个旅程中一个重要的里程碑。多年来,银行的多币种账户一向收费不菲,而我们希望改变这个现状,。”

目前,Transferwise已经获得了电子货币许可证,而这次的新产品也将受这一许可条款制约。据悉,Transferwise还没有获得银行业务许可证,而且暂时也并不打算进行申请。

Transferwise is moving another step closer to banking territory with the expansion of its "borderless" account to consumers.

The accounts can hold cash in more than 20 different currencies and will initially role out to 1,000 users following its launch last year for businesses.

The startup is also launching its own debit card, with both new features expected to be widely available in the coming months.

“Our mission is to make money move without borders, and today is a major milestone on that journey," said co-founder and chairman Taavet Hinrikus.

"Multi-currency accounts have been available from banks at extortionate prices for years, but for the first time we’re bringing true multi-country banking - with real bank details in key currencies - to anyone who needs it."

The service comes under Transferwise's current regulated activities with an e-money license and does not require a banking license, something it has said it does not plan to apply for. But the move is a step closer to offering banking-like services and features, such as a debit card, similar to that of other fintech startups and challenger banks.


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