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信用评分创企Petal获1300万美元A轮融资

本周三,信用卡业务创企Petal宣布获得1300万美元A轮融资,由Peter Thiel掌管的Valar Ventures领投。

Petal成立于2016年,主要提供替代型信用评分,并在行业内率先推出了“现金流承保”。公司创始人希望建立一个不同类型的金融服务公司,为所有人提供安全和可负担的信贷。

Petal表示,这种名为“现金流承保”的新技术可以实时分析个人的数字财务记录。

除获得A轮融资外,在过去几个月里Petal还招聘了多位知名人士加入自己的队伍,其中就包括消费者金融保护局CFPB法规办公室高级顾问Shiri Wolf。

Petal, a credit card startup pioneering “Cashflow Underwriting” as an alternative to traditional credit scoring, announced on Wednesday it raised $13 million through Series A financing round, which was led by Peter Thiel’s Valar Ventures. Founded in 2016, the fintech company is looking to build a different kind of financial services company, with a mission to make safe and affordable credit accessible to everyone.

The company also noted that it has developed a new technology called “Cashflow Underwriting,” which analyzes, in real-time, an individual’s digital financial record.

Along with receiving the Series A funding, Petal announced it hired Shiri Wolf, a longtime senior counsel with the Consumer Financial Protection Bureau (CFPB), as its general counsel. The company noted that over the past few months, Petal has made a number of high-profile hires, including Shiri Wolf, Senior Counsel in the CFPB’s Office of Regulations, which crafts and implements federal regulations governing financial services and products.


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