最有看点的互联网金融门户

最有看点的互联网金融门户
全新的互联网金融模式国际资讯

小微借贷平台Kabbage计划拓展大规模企业用户

全新的互联网金融模式国际资讯

小微借贷平台Kabbage计划拓展大规模企业用户

2017年,小微企业借贷平台Kabbage获得瑞士信贷(Credit Suisse)2亿美元循环信贷额度。而近日,该平台宣布将贷款上限提高到25万美元,以期吸引更多的较大规模企业用户。

扩大后的产品将为大型企业提供更大的长期投资购买力,而这也是迄今为止在线贷款机构提供的最大信贷额度。

Kabbage最近对800家小型企业进行的一项调查显示,超过73%的企业预计2018年的收入将增长20%以上。信用额度的扩张预计将为现有和新增的较大规模Kabbage客户提供更多投资所需资金。

根据调查还显示,超过一半的受访者打算投资移动技术,如应用程序或文本自动化。

与之前一样,Kabbage贷款额度提高后也不会产生任何额外的费用,年度提款上限也不会发生变化。用户只需一张Visa银行卡或者Kabbage app就能获得和使用来自Kabbage的贷款。

Kabbage既是一家贷款公司,也是一家授权业务公司,为世界各地的金融机构提供创业和承保技术。去年10月,该公司宣布延长与荷兰银行ING的合作关系,继续在法国和意大利推广这种新型的在线借贷产品。

目前,该平台的债务融资总额目前为7.5亿美元,而软银在2017年8月也曾向该平台投资2.5亿美元。

After previously securing a $200m asset-backed revolving credit facility from Credit Suisse in 2017, Kabbage has announced it will be offering lines of credit of up to $250k in an effort to attract larger businesses.

The expanded product will provide large businesses with greater purchasing power for longer-term investments, and is the largest credit line available from any online lender yet.

A recent survey of 800 small businesses conducted by the platform showed that more than 73 per cent of businesses expect to increase their revenue by more than 20 per cent in 2018. The credit line expansion is expected to support both existing and new larger Kabbage customers with the funding needed to make these investments.

Giving small businesses the peace of mind and security to focus less on their finances and more on their passions is a key tenant at Kabbage,” said COO Bob Sharpe.

“Increasing our lines of credit to $250,000 significantly enhances our ability to solve financial hurdles for larger and more specialized businesses that may otherwise be unachievable, which we’ve seen in the market already.”

According to the survey, over half of respondents intend to invest in mobile technologies, such as apps or text automation, and technologies that reduce manual processes and paperwork in 2018.

As always, there will be no additional fees to hold a higher line of credit with Kabbage, as well as no annual withdrawal requirements, origination costs or hidden fees. Any funding from Kabbage also comes with a Visa-backed card for use at any point-of-sale checkout, and the Kabbage mobile app for on-the-go access.

Kabbage is both a lender and licencing business, making its origination and underwriting technology available to financial institutions around the world. In October last year, the company announced the extension of its partnership with Dutch bank ING, bringing the Kabbage-powered online lending proposition to France and Italy.

The platform’s total debt funding capacity currently stands at $750m, after an additional $250m investment made by SoftBank in August.


用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

桑坦德银行出新招,协助英国小企业进军中国市场

高旭 | PYMNTS 07-10

雄心勃勃的Kabbage为何还不上市?

栀航 07-09

亚马逊的金融科技版图

耿颖 07-03

挑战阿里?亚马逊借贷业务可能要落户中国了

Hugh Son &... 06-28

小贷平台Aye Finance完成2.15亿美元C轮融资

KrASIA | 36Kr 06-12

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1