最有看点的互联网金融门户

最有看点的互联网金融门户
国际资讯投融资

2017年金融科技并购带动交易总量频攀高峰

去年下半年,全球金融科技交易总量突破293.5亿美元(约合207亿英镑)大关,其中英国金融科技企业在并购方面的贡献不容小视。

比如,美国公司Vantiv斥资104.3亿美元收购英国企业Woldpay,交易总额为该阶段最大。此外,金融服务数据提供商Broadridge、管理咨询企业埃森哲与Intercontinental Exchange也被列为了全球前三大金融科技并购方。

技术企业融资咨询公司Hampleton Partners的研究显示,Blackstone、CVC Capital Partners与Hellman & Friedman等企业购入了大型资产,私人股本竞购者在金融科技领域变的愈发积极。

Hampleton负责人Simnett认为,大多金融科技领域相关兴趣度受金融监管动向驱动,比如目前市场需求重点就转向了透明度这个问题上。

Simnett表示,过去,新监管条例出台使得创新放缓。但如今技术充分融入金融领域,监管政策转变对售卖技术服务的企业来说是项好消息。

人工智能与机器学习也将日益成为大型金融机构的关注点,因为这些技术竭力减少成本,并努力面向日趋年轻的消费群实现流程自动化。随着消费者意识到使用无现金或无卡式支付购买商品及服务的便利,设计无限连接设备的物联网技术将成为交易活动的又一热点。

尽管某些金融服务业人士对比特币等加密货币不屑一顾,但Simnett认为,加密货币最终"肯定会被接纳"。此外,比特币的基底技术区块链技术"将成为向无银行账户人士提供服务的大型平台。"

The UK helped to drive a record six months of fintech mergers and acquisitions (M&A) in the second half of last year, as the global deal total hit a new high of $29.35bn (£20.7bn).

The announced acquisition of the UK's Worldpay, by US firm Vantiv, was the largest over the period accounting for a massive $10.43bn.

Meanwhile financial services data provider Broadridge, management consulting firm Accenture and the Intercontinental Exchange were tied as the top three global fintech acquirers.

"There will be consolidation," said Jonathan Simnett, director of technology corporate finance firm Hampleton Partners which conducted the research.

"It's going to be about mega-mergers for the year ahead. We have gone from a period of lots of little deals, to less little deals, and now we're seeing more big deals. It shows a maturing cycle."

Hampleton's research showed private equity bidders were becoming increasingly aggressive in the fintech space, with firms such as Blackstone, CVC Capital Partners and Hellman & Friedman scooping up large assets.

Simnett believes a lot of the interest has been driven by regulatory changes in financial services, which have driven demand as they place a larger focus on transparency.

"In the past, new regulation would have slowed down innovation. But technology is now so woven into the financial sector that regulatory change is good news for the businesses selling technology services," he said.

Artificial intelligence and machine learning will also increasingly become a focus for large financial institutions, as they try to reduce costs and digitalise processes for an increasingly younger consumer. The internet of things, involving wirelessly connected devices, will become a hotspot for deal activity as customers see the benefits of being able to pay for goods and services without necessarily using cash or a card.

"The way in which the internet of things will connect different devices will bring up different payment challenges," explained Simnett, implying the recent interest in payment processing businesses will not fade quickly.

Though some in the financial services industry have expressed contempt of cryptocurrencies such as bitcoin, Simnett believes they are "undoubtedly going to be adopted". Added to that, the blockchain technology which underlies bitcoin "will be a massive platform for providing to the unbanked".


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