巴西:金融科技投资机构眼中的新目标 - 互联网金融门户 未央网

最有看点的互联网金融门户

最有看点的互联网金融门户
国际资讯投融资

巴西:金融科技投资机构眼中的新目标

国际资讯投融资

巴西:金融科技投资机构眼中的新目标

近日,彭博社援引四位知情人士的消息称,摩根史丹利刚刚从巴西在线消费贷款机构Geru Tecnologia e Servicos购入了1400万美元的本地次级债券。该债券由Geru公司于2017年12月发行,为期4年,收益率为11.2%。

此外,该公司还在与多个国际投资机构及个人进行谈判,希望借此完成5000万美元股权融资,用于购入QMS Capital持有的Geru公司10%的股份。据了解,General Atlantic也很有可能会参与本次股权融资。

Geru总部位于巴西,一直积极推动平台业务拓展。比如今年3月起,Geru就开始直接通过借款人的工资支票直接进行贷款收偿。此外,该公司还积极与法国巴黎银行等多家机构进行合作。

近年来,巴西金融科技市场取得了长足的发展。高盛集团2017年5月发布的一份报告显示,巴西目前共有210家金融科技企业,产业规模居拉丁美洲首位。自2015年初以来,巴西金融科技市场累计增长了54%,高盛预计未来十年该市场规模可达750亿美元。

蓬勃发展的巴西市场自然吸引了不少投资机构的注意。2017年,高盛集团就曾投资过巴西著名金融科技创企Nubank,后者通过移动应用程序为用户提供信用卡和支票账户服务。而摩根史丹利此次投资也算是紧跟了地区投资热潮。

据彭博社报道,除摩根士丹利和高盛外,太平洋投资管理公司也正在考虑向巴西金融科技公司提供信贷,但确定交易规模不会很大。

相关阅读:《金融科技发展迅速 巴西成硅谷风投新目标

Taking a page from Goldman Sachs’ book, Morgan Stanley is beginning to lend to FinTech startups in Brazil as it seeks more of a return on its investments.

Bloomberg, citing four people with direct knowledge of the matter, reported that Morgan Stanley purchased $14 million in local subordinated bonds from online consumer lender Geru Tecnologia e Servicos. The Geru bonds, which the company issued in December of 2017, have a four-year maturity and pay about 11.2 percent each year, noted the report.

The company is also reportedly in talks with international investors about raising $50 million via an equity round that QMS Capital is handling. QMS has a 10 percent stake in Geru. General Atlantic could also be an investor in the round of fundraising, noted the report.

Geru has been expanding its service; since March, it has offered payroll loans wherein payments are taken directly from borrowers’ paychecks. The company is offering the service via a partnership with BNP Paribas, reported Bloomberg.

Morgan Stanley’s move comes at a time when the Brazil FinTech market is exploding. According to a Goldman Sachs report from May of 2017, there are 210 FinTechs operating in Brazil, representing the largest concentration in Latin America. The market has seen a 54 percent uptick in FinTechs since the beginning of 2015, and Goldman Sachs predicts the market will reach $75 billion in a decade.

The move on Morgan Stanley’s part follows Goldman Sachs’ decision last year to extend a credit line to Nubank, a FinTech that provides customers with credit cards and checking accounts via a mobile app. Fortress Investment Group also took part in that deal.

In addition to Morgan Stanley and Goldman Sachs, Bloomberg reported that Pacific Investment Management had also looked at offering credit to FinTechs in Brazil, but determined that the deals were too small, noted Bloomberg.


用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

德国金融科技创企Deposit Solutions获1亿美元融资

Oscar Will... | BUSINESS I... 1天前

帮助金融科技公司?CFPB监管沙盒的优势不止于此

渺渺 2天前

尼日利亚数字信贷创企Mines获1300万美元A轮融资

Tom Jackso... 08-14

新加坡:亚洲金融科技产业的助推器

高旭 08-13

老年人也能享受金融科技带来的便利

栀航 08-13

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1