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挪威央行考虑在货币体系发行央行数字货币

据挪威中央银行称为挪威银行的报告显示,它可能已经准备好开发自己的加密货币,以确保对货币和货币体系的信心。

该机构公开的文件证实了中央银行创建自己的虚拟货币的意图。这是挪威银行首次表明其打算建立中央银行数字货币(后文简称CBDC)的意图。

挪威银行可能推出加密货币

金融机构发布的文件解释说,由于现金使用率下降的问题以及技术发展的趋势,银行不得不考虑是否发行虚拟货币,以确保高效稳健的支付系统和对货币体系的信心。

该报告由挪威中央银行的一个工作组准备,该工作组试图对发布CBDC的各个方面提供一个总体概述。

该银行提到央行数字货币CBDC引发了复杂的问题,也是由于在这个话题上没有相应的国际经验。因此,工作组仍然在分析如何理解这些资产并实现CBDC可以提供的动机以及收益。此外,该银行解释说,它暂时还没有接管银行信贷业务的准备。

全球央行数字货币一览

目前,全球有多个中央银行都在考虑实施CBDC。例如,英国即将推出自己的加密货币。据《每日邮报》报道,英格兰银行已经正在投资区块链技术,并正在调查其他央行在这一领域进一步的用途。

去年年底,加拿大中央银行的Beng Fung和Walter Engert以及金融机构负责人办公室发表了一篇论文,讨论加拿大央行数字货币的收益和风险。这可能是加拿大财政部门可能考虑发行全国加密货币的暗示之一。

其他国家,包括委内瑞拉、伊朗和俄罗斯也一直在开发自己的加密货币。 事实上,委内瑞拉已经向市场推出的Petro币。这些国家的央行数字货币CBDC背后的主要目的不是促进数字支付的使用,而是避免实施国际金融制裁。

According to a report uploaded by the Central Bank of Norway, known as Norges Bank, it could be ready to develop its own cryptocurrency ‘to ensure confidence in money and the monetary system.’

The document uploaded by the institution confirms the intentions of central banks to create their own virtual currencies. This is the first time that the Norges Bank shows its intentions to create a central bank digital currency (CBDC).

Norges Bank Might Launch a Cryptocurrency

The paper released by the financial institution explains that due to a decline in cash usage, and developments in technology, the bank had to think about whether to issue or not a virtual currency to ensure an efficient and robust payment system and confidence in the monetary system.

The report has been prepared by a Nores Bank working group which is trying to provide a general overview about the aspects to issue a CBDC.

The bank wrote:

“Technological advances have brought this issue to the fore. A decline in cash usage has prompted us to think about whether at some future date a number of new attributes that are important for ensuring an efficient and robust payment system and confidence in the monetary system will be needed. If the answer is yes, a CBDC may be an appropriate measure for remedying weaknesses that may otherwise arise.”

The bank mentions that a CBDC raises complex issues because there is no international experience on the topic. This is why, the working group is still analysing how to understand these assets and achieve the purposes and benefits that a CBDC could provide.

Additionally, the bank explains that it is not in its ambition to take over credit provision from banks.

“The existence and scope of a CBDC must not impair the ability of banks and other financial institutions to provide credit,” the document explains.

CBDC Around The World

There are different central banks around the world that are thinking about the possibility to implement a CBDC. For example, the United Kingdom could soon launch its own cryptocurrency. According to reports from The Telegraph, the Bank of England is already investing in blockchain technology and investigating further uses with other central banks.

Dr. Mark Carney, Governor of the Bank of Englad, explained:

“The underlying technology is actually of a fair bit of interest.  We are working with it at the Bank of England. I have participated in discussions with the major central banks on this issue.”

At the end of the last year, Beng Fung and Walter Engert from the Central Bank of Canada and the Office of the Superintendents of Financial Institutions, published a paper discussing the benefits and risks of central bank digital currencies. This may be a clue about what the financial authorities from Canada may be thinking about issuing a national cryptocurrency.

Other countries, including Venezuela, Iran and Russia have been working on their own cryptocurrencies. Indeed, Venezuela has already launched to the market the so called Petro. The main purpose behind the CBDC of these countries is not to promote the use of digital payments, but instead, avoid international financial sanctions imposed.


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