最有看点的互联网金融门户

最有看点的互联网金融门户
国际资讯投融资

伦敦金融科技创企Glint获1500万英镑A轮融资

Glint是一家来自伦敦的金融科技创企,近日,该公司宣布获得1500万英镑A轮融资。

去年11月,Glint正式在英国推出。用户可以通过一张Glint预付万事达卡,购买部分金条,然后直接在商铺进行消费,所消费额都会根据实时黄金-现金汇率进行兑换抵消。

而从去年12月起,Glint就在为进军美国市场开始积极准备。

目前,Glint主要提供黄金流动性账户,以及英镑、美元和欧元账户。

但是,美国市场天生对使用黄金和储蓄黄金存有偏见。因此,Glint计划在美国市场分别推出储蓄账户、货币账户和黄金账户。

而到今年年底,Glint用户可持有的法币币种还将新增加元、日元和港币,同时个人IBAN号码也将成为现实。

与此同时,Glint一直在与现有投资者NEC Capital Partners和东京商品交易所进行合作,争取在2018年底之前进军日本市场。

据悉,本次获得的A轮融资也将主要用于日美两国的市场拓展工作。

尽管成立不久,但是Glint的发展势头却非常令人吃惊。目前,该公司已经在美国科罗拉多州的新科技园(谷歌和亚马逊的所在地)和伦敦分别设有办事处,并计划在明年将员工总数拓展一倍。

 

 

Glint, a London startup that lets you spend and save in physical gold, is looking to raise a £15m Series A to help bolster its target of launching in the US and Japan by the end of the year.

First launched in the UK in November last year, Glint offers its users a pre-paid Mastercard with which they can buy fractions of gold bars and then spend them in real-time at the point of sale, wherever they are in the world at the interbank rate.

City A.M. understands that while near-term goals are to launch a savings pot and the ability to attach a bank account, Glint is currently building out its proposition ahead of a third quarter-launch in the US, and a launch in Japan soon after.

"Since December, we've been working non-stop towards the US launch," said co-founder Ben Davies in a call.

"Right now, we have a gold liquidity account, and accounts for sterling, US dollars and euros."

"In the US, there's a natural philosophical bias for wanting to use gold and save in gold. So we'll launch there with a savings account, a currency account and a gold account, while rolling out about 20 new settlement currencies over the next two quarters to give our users the interbank rate."

By the fourth quarter of this year, users will also be able to hold and spend in Canadian dollars, yen and Hong Kong dollars, as well as have a personal IBAN. At the same time, Glint's been exploring opportunities with the help of its existing investors NEC Capital Partners and the Tokyo Commodity Exchange to launch in Japan by the end of 2018.

To even the trained eye, it would appear that Glint is growing at a near meteoric rate for a startup in the UK's fastest-growing sector. The company now has a US office up the road from Google and Amazon's new tech campuses in Boulder, Colorado, as well as a London office which is looking to double its staff numbers over the next year.

Davies said that while a lot of that is down to sheer hard work, Glint has been able to "signficantly de-risk" its business through making distribution partnerships in all three territories.

He explained: "A lot of hard work has been done by the business development team to build some incredible partnerships, which in the US will see us reach around 40m people per month.

"The potential there is a really significant transformation for our business, and as a result we've been able to grow ourselves much faster. With these deals, we're achieving five years of growth in two to three years."

This is what the next round of fundraising is going to power. While the names of its new investors have remained under wraps for now, a small portion of its £15m raise will be done through a crowdfunding round.

From operational costs to a marketing budget, everything is being done at the most cost-effective rate possible to fast track Glint's growth.

"I think the great thing about companies like us who are emerging in financial services sector is that we’re not constrained by borders.

"Others like Natwest, RBS or Santander are constrained by a national identifier. We are ubiquitous, and are being seen as the same all over the world."


用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

印度精英阶层Fintech覆盖率已达23%

Kyon | 白鲸出海 1天前

携手金融科技公司,星展银行拓展印度市场业务

Atmadip Ra... | ECONOMIC T... 1天前

法国央行对英国金融科技创企“后脱欧”规划发起调查

高旭 | CITY A.M. 07-17

金融科技独角兽背后的投资者,你了解多少?

耿颖 07-17

雅加达金管局宣布下月成立金融科技中心

高旭 | JAKART POS... 07-16

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1