这个机会包括550万亚洲富裕人士，其中113万是中国人。此外，在大约200万家离岸公司中，许多公司都是在英属维尔京群岛注册成立，超过40％的离岸公司所有者位于大中华区。 BVI Finance还将亚洲银行确定为英属维尔京群岛金融服务增长的主要合作伙伴。
亚洲银行的初始服务包括以美元计算的核心银行服务，并预计于2019年推出借记卡及借贷服务。而改行位于香港的联营公司BOA Financial Group则会负责提供财富管理，投资顾问及投资银行顾问服务。
Bank of Asia (BVI) Limited (the “Bank”), one of the world’s first fully digital global cross-border banks and the first digital bank in the British Virgin Islands (“BVI”), is set to host an official launch ceremony in the BVI with Premier and Minister of Finance Dr. the Hon. D. Orlando Smith, OBE, and other industry representatives on Thursday 19 July, 2018.
Bank of Asia was licensed in the BVI in March 2017 to address the growing needs of offshore companies, their owners, individuals and families, providing core banking services to offshore companies as well as trusts and high net worth individuals and families from around the world. Operating under a Banking License from the BVI Financial Services Commission, the Bank is pioneering digital banking solutions in the Territory. Whilst it is domiciled in the BVI, its customers will be able to access its digital platform from anywhere in the world easily, with a smart device or computer. Similarly, transactions can be executed online 24/7.
As a digital bank, Bank of Asia does not have legacy systems and branches. Instead, it has chosen to build its platform from the latest and best technology provided by companies such as Oracle, Avaloq and Saxo, which reduces transaction time and expense, all of which translates to savings which can be passed on to customers.
The BVI launch follows a ‘soft’ introduction of the Bank in Asia during the recent 2018 BVI Asia Trade Mission in June of this year. Bank of Asia is uniquely positioned to secure a strong share of banking from Asian High Net Worth Individuals (“HNWIs”) and their related global offshore companies.
The opportunity includes 5.5 million Asian HNWIs, of which 1.13 million are Chinese. In addition, of approximately 2 million offshore companies, many of which are incorporated in the BVI, more than 40 per cent of all owners of offshore companies are located in Greater China. BVI Finance also identified Bank of Asia as a key partner in the growth of Financial Services in the British Virgin Islands.
Bank of Asia’s initial services include core banking services in US dollars. The Bank expects to introduce debit cards and lending services in 2019. An affiliated company, BOA Financial Group, based in Hong Kong, will offer wealth management, investment advisory and investment banking advisory services.
Bank of Asia and its affiliates employ approximately 70 staff in Asia and the BVI, with a customer call centre in Manila providing 24/7 service.