移动税务平台Taxfix获1300万美元融资 - 互联网金融门户 未央网

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移动税务平台Taxfix获1300万美元融资

Taxfix是一家来自德国柏林的科技初创企业,旨在通过一款移动税务软件帮助用户填写纳税申报单。日前,该公司宣布已经顺利完成一轮1300万美元的A轮融资,由知名风险资本家Peter Thiel名下的投资公司Valar Ventures领投,原有投资方Creandum和Redalpine跟投。

Taxfix成立于2017年,希望能够利用自家软件为全球各国民众提供便利的报税申请服务。毕竟在报税流程中,需要填写太多表格,如果没有专业的指导建议,那可能会遇到不少难题。根据公司的数据,单单是在德国,就有超过1000万的企业员工选择不报税,从而导致平均每人存在935欧元的退税差额。

公司联合创始人兼首席执行官Mathis Büchi介绍说:“一般情况下,普通人是没有私人专属税务会计的,而且对于报税单填写的知识了解也不是很多。就连纳税机构也要投资大量时间和精力来完成报税这项庞杂工作,以便在最大程度上拿到自己的退税额。因此,在这个问题上,全世界各个国家的情况都一样。大型公司或富裕人士能够在专业会计的帮助之下优化自己的报税流程,而普通人就只能被迫支付原本可以不用支付的税额。”

具体说来,Taxfix应用程序的运作流程,与聊天机器人十分类似。除了该应用程序,公司还通过自己的税务引擎技术来为用户提供支持。简单说来,就是让普通人也有自己的专属私人会计。首先,用户需要将自己的年度工资单拍照上传。其次,需要填写一份系统根据用户资料个性化生成的问卷,以便最大程度上拿到退税。最后,它会自动计算出一个退税预估值,并将相关的表格反馈给用户。

截至目前,Taxfix的用户基本都是20岁到35岁之间的年轻人。这些人既没有专业的报税知识,也没有足够丰富的报税经验。至于收费标准,公司是这样规定的:每笔退税额超过50欧元的报账,公司收取35欧元以便提交给相关的金融监管机构。

当然,智能报税这一块,除了Taxfix,还有很多类似公司,包括德国的WISO和英国的TaxScouts等。接下来,公司将会利用新一笔资金来进行海外业务拓展,同时投资机器学习技术以进一步优化税务引擎技术。

Taxfix, the Berlin-based startup that has developed a mobile assistant to help you file your tax return, has closed $13 million in Series A funding. The round is led by Peter Thiel’s Valar Ventures, with participation from existing investors Creandum and Redalpine.

Launched in 2017, Taxfix is built on the premise that filing taxes remains a daunting task in most countries, involving a lot of archaic form filling, often carried out incorrectly and without the proper advice, and rarely optimised for tax refunds. As a result, the company says that in Germany alone, over 10 million employees decide not to file a tax return, and therefore forgo an average tax rebate of 935 Euros.

“The problem is that most people don’t have a personal tax accountant, nor the sufficient knowledge on how to file their taxes,” explains Taxfix co-founder and CEO Mathis Büchi. “Taxpayers are required to invest a substantial amount of time to become an expert themselves to receive their maximum tax refund. That’s why the rich can optimise their taxes with their own accountants and the regular citizens are overpaying billions of Euros in taxes every year in almost every country in the world”.

To help combat this, the Taxfix app works similar to a chatbot, and — coupled with the startup’s “tax-engine technology” — aims to make filing your taxes as easy as it would be if you hired your own tax accountant. You simply photograph your annual payslip and work through a questionnaire personally tailored to optimise your refund. The Taxfix app then automatically calculates the predicted tax rebate and submits your filing for you.

“[Taxflix creates] a digital tax accountant on the mobile phone, which asks the users simple questions and makes sure they optimise their refund and file their tax return correctly,” says Büchi.

To date, Taxfix’s typical customers are young people between 20-35 years old, who are not tax experts and often have never filed a tax return before. For every tax return that generates a refund of over 50 Euros, the startup charges 35 Euros for submission to the relevant financial authorities.

Of course, there are already a large number of startups and software companies that can help you file a tax return. These include legacy players such as WISO in Germany and Intuit’s TurboTax in the U.S., or upstarts such as the U.K.’s TaxScouts. A government’s own online tax filing gateway could also be considered a direct competitor.

“Taxfix differentiates itself from all other solutions by its mobile-first approach and by not using forms fields as the user interface,” adds Büchi. “Taxfix creates a completely new user experience with the conversational interface that asks simple questions and translates the information into tax language automatically. It takes on average 20 minutes to file your taxes with Taxfix, compared to 3 to 6 hours with traditional software”.

Meanwhile, Büchi says the new funding will be used for international expansion, bringing the app’s tax declaration capabilities to other jurisdictions. The German company also plans to invest heavily in machine learning to bring its tax engine technology “to the next level”.


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