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英国:加密货币应由监管机构统一监管

据Itv 9月19日报道,英国国会议员表示,加密货币应由监管机构统一监管。

根据最新的报告显示,英国最有影响力的财政委员会发出警告表示,基于区块链资产进行投资的用户并未充分的意识到风险,也没有做好损失全部资产的准备。

报告称,就目前而言,消费者几乎没有受到与防止黑客攻击、洗钱和价格波动风险相关的任何保护措施。

英国财政部委员会主席Nicky Morgan表示:“比特币和其他加密货币资产存在于加密货币产业中。而这一行业不受机构监管,这会让投资者面临众多风险。”

英国财政部委员会强调:“鉴于加密货币价格存在高波动性、交易所有可能会存在黑客攻击以及洗钱等,而这些活动将会给投资者们带来负面的影响,我们准备介入并监管该行业。”

该委员会建议金融行为监管局(FCA)应当对加密货币资产市场负责,并认为监管机构对投资者们发出的警告只是对加密货币广告的“无力纠正”。

该委员会的议员建议:“FCA需要更多的权利来监管加密货币交易所和IC0发行人,了解他们的营销方式,并将这些活动纳入监管范围。”

在对当前加密货币环境严格的评估中,委员会的议员得出的结论都是,大多数投资者都期望从参与IC0项目中获得经济回报,尽管大多发行者都没有承诺这一点,而是提供能在未来获得商品和服务的机会。

这可能会打开一个潜在的监管漏洞,因为FCA的监管权利不包括提供公共事业服务的投资。

议员们建议,欧盟最新的反洗钱指南应尽快通过英国法律,以规避与加密货币相关联的潜在风险。

如果英国2019年3月还没有结束过渡期完全脱离欧盟,该委员会表示政府仍应遵守该规定。

据了解,英国财政部今年前期成立了加密货币工作组,并将通过与英国金融行为监管局(FCA)和英格兰银行的合作,计划制定一种鼓励创新和管理风险的方法。

据鸵鸟区块链 9月7日报道,全球加密货币公司Luno 9月7日发布了“比特币晴雨调查表”,调查显示估计有1580万英国居民目前或未来将持有BTC。

据悉,Luno对2000名英国人进行了调查,并完成了该份“晴雨表”,旨在探究英国人对加密货币的了解程度,以及他们现在和将来如何看待加密货币。

根据调查显示,80%的被调查者表示听过加密货币,23%的被调查者表示希望了解更多关于加密货币的消息,28%的被调查者认为加密货币在未来将成为美元或者英镑等主流货币。

43%的受访者表示,因为不信任BTC从而没有购买过BTC。还有55%的受访者认为加密货币需要像传统货币一样收到监管。

The “wild west” world of cryptocurrencies should be regulated by the City watchdog, MPs have said.

In a new report, the influential Treasury Committee has warned that some investors in the blockchain-based assets were not fully aware of the risks and should be prepared to “lose all their money”.

Consumers are currently afforded little protection from risks including hacking, money laundering and volatile prices, according to the report.

“Bitcoin and other crypto-assets exist in the wild west industry of crypto-assets. This unregulated industry leaves investors facing numerous risks,” said Treasury Committee chairman Nicky Morgan.

“Given the high price volatility, the hacking vulnerability of exchanges and the potential role in money laundering, the Treasury Committee strongly believes that regulation should be introduced.”

Bitcoin, Ethereum and a whole host of other cryptocurrencies have gained rapid popularity, with Bitcoin’s value soaring from 900 US dollars (about £685) to 20,000 US dollars (about £15,000) in 2017.

Many new cryptocurrencies have been launched in the past year through initial coin offerings (ICOs).

The committee recommended that the Financial Conduct Authority (FCA) should be responsible for crypto asset markets, but said that the watchdog’s efforts to inform consumers so far were a “feeble corrective” to widespread advertising for crypto investments.

“The FCA needs more power to control how crypto-exchanges and ICO issuers market their services, by bringing the activities they perform into the regulatory perimeter,” MPs recommended.

In a damning assessment of the current crypto landscape, MPs on the committee concluded that most investors expect a financial return from investments in ICOs, even though most do not promise this, instead offering future access to goods and services.

This could open a potential regulatory loophole as the FCA’s current regulatory powers do not extend to investments offering access to utilities.

MPs also suggested that the European Union’s latest guidance on anti-money laundering should be adopted by UK law as quickly as possible.

If the UK leaves the EU without a transition period in March 2019, the committee said the Government should still replicate the regulation.

Under the EU’s Fifth Anti-Money Laundering Directive, the exchanges allowing users to trade crypto assets will need to comply with counterterrorist and anti-money laundering rules.

A Treasury spokesman said: “We set up the joint Cryptoassets taskforce earlier this year because we want to better understand the potential risks and benefits of cryptoassets to people, businesses, and the economy.

“By working closely with the FCA and Bank of England, we plan to set out an approach that will encourage innovation and manage risks.

“The taskforce will report back later this year.”


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