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美国银行推出小企业在线借贷专有平台

如今,替代/市场借贷市场发展愈加迅速,传统银行也不甘落后。

本周,美国银行宣布推出一个专门服务小企业借款人的在线借贷门户网站。

据了解,该平台的借贷上线为25万美元,所有服务流程都经由桌面或移动设备的数字平台完成。

根据美国银行的说法,小公司可以在一小时内完成申请。如果获得批准,借款人还可以在线查看和管理其融资细节。

美国银行表示,它设计门户网站是为了响应小企业客户的反馈和需求。据该银行称,该解决方案完全由内部设计,可提高小型企业数据的安全性。

FI引用了自己在2018年小企业调查中发表的研究报告,该调查发现近三分之二的小企业主同意他们可以改善他们的时间管理。大多数中小型企业还表示,他们更愿意使用多个渠道与其银行服务提供商进行互动。美国银行表示,其在线银行门户网站可以满足这些需求,为小公司提供全渠道贷款体验,同时为企业主节省时间。

U.S. Bank has debuted its online lending portal for small business borrowers, the financial institution announced on Tuesday (Sept. 25).

Following in the path of alternative and marketplace lenders, traditional banks are increasingly digitizing their financing offerings for small firms. The latest to do so is U.S. Bank, which revealed its online lending platform for small businesses to access a loan or line of credit. Business owners can access up to $250,000 with the service, which offers an all-digital application process via mobile device or desktop.

According to U.S. Bank, small firms can complete an application within an hour. If approved, borrowers can also view and manage their financing details online.

U.S. Bank said it designed the portal in response to small business customer feedback and demand. According to the bank, the solution was designed entirely in-house, providing enhanced security of small business data.

The FI cited its own research published in its 2018 Small Business Survey, which found nearly two-thirds of small business owners agreed they could improve their time management. Most SMBs also said they would prefer to use multiple channels to interact with their banking service provider. U.S. Bank said its online banking portal can address both of these needs, providing an omnichannel loan experience for small firms while saving time for business owners.


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