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Paypal推出全新P2P支付服务PayPal.Me

近日,Paypal推出了一款全新P2P支付服务PayPal.Me。用户可以通过个人链接收取来自朋友、家人和同事的款项。PayPal.Me全球同步推出,首批可享受该服务的有18个国家。用户只需要注册申请个人链接,PayPal.Me加个人姓名,就可以将链接分享给对方,对方点击链接,就可以向不同设备间进行付款。

PayPal的全球产品高级总监Meron Colbeci表示:“PayPal.Me让朋友、家人和同事之间的转账变得便捷。人们只需要通过一个简单安全的个人链接就可以进行即时转账,途径可以是短信、邮件、即时通讯、社交媒体的帖子、博客、还有网页。”

Colbeci支出,PayPal的一项用户理财习惯的调研中显示,全世界范围内的成年人在朋友和家人间欠款总额已超过510亿美元。4000名来自美国、加拿大、德国及澳大利亚的用户参与了这项调查。

Colbeci称:“高达数十亿的欠款无人追究,因为人们讨厌将精力花在追索债务上,或者不愿面对面追债的尴尬。调查还发现,超过半数的美国人认为,问朋友家人还钱是一件令人感到非常难以启齿的事情。所以PayPal.Me的推出或许能够有效解决人们的困惑。”

早在今年三月,PayPal的竞争对手Square就已推出了一项类似服务,名为$Cashtags,它像$Finextra那样具备唯一的识别符,可以链接到支付页面,也可以通过Square Cash这款应用完成即时转账。

Paypal has introduced a new person-to-person payments feature which enables account holders to request money from friends, family and colleagues via a personalised URL. PayPal.Me is being rolled out across the globe, with 18 countries in the first wave to go live. Users simply sign up for a personalised URL - PayPal.Me/name - that provides a link for recipients to click and send cash across any device.

Meron Colbeci, senior director of global product, PayPal, says: "PayPal.Me makes requesting money from groups of friends, family and colleagues suddenly so much easier and faster. It’s an instant, safe, unique link that works on any device no matter where you’re talking to people - in a text, email, instant messenger, social media post, blog, or on the web."

He points to a recent PayPal Money Habits study of 4000 consumers in the US, Canada, Germany and Australia, which estimated that adults worldwide are owed more than $51 billion in IOUs from friends and family.

"These billions of dollars go unclaimed simply because people hate spending the time to chase down debts, and have those awkward face-to-face conversations," says Colbeci. "That same study found that over 50 percent of Americans find it awkward to ask their friends or family to pay them back. But PayPal.Me changes everything about getting paid back."

In March, PayPal rival Square launched a similar service dubbed '$Cashtags', unique identifiers, such as $Finextra, that link to payment pages or can be used with the Square Cash app to instantly exchange cash with contacts.


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评论

  • w
    w4ghr在 2015/09/12 19:37回复

    看到内容很失望,原来不过是亲朋好友还账的功能,我还以为可以投资P2P想让贝宝账户中少的可怜的美金钱生钱,结果点进来没有看到我要的干货.

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