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区块链国际资讯

美洲:区块链技术变身不动产跟踪记录新方式

一直以来,比特币都在努力获取主流文化的认可。如今,凭借强大的技术支撑,这个发展迅速的数字货币,已经在金融领域之外占领了一片天。

区块链在比特币的各类交易过程中扮演着非常重要的角色,它将各个交易进行关联,不断更新数据,保持交易透明。由于比特币的交易记录都有历史可查,研究人员和大型公司对比特币相关技术都十分感兴趣。

桑坦德、三星、瑞士联合银行和IBM等多家公司就对区块链的研究和发展产生了浓厚的兴趣。他们认为,区块链已经成为大型服务行业的日常运作中不可或缺的一部分。

比如在房地产领域,该技术就可以帮助预防土地欺诈,而洪都拉斯则成为了全球首个将区块链技术应用到这一领域的国家。

福蒙特法学院的教授Oliver Goodenough表示:“对于发展中国家而言,随意篡改不动产记录十分容易。洪都拉斯斥资为地政局开建立电子记录系统。然而,负责记录账户系统相关人员的各种亲戚名下却拥有大部分重要房产。于是洪都拉斯政府开始授权德克萨斯州的一家公司筹建区块链不动产记录系统。”

在Factom的帮助下,这家位于德克萨斯州的初创公司成功建立起了这套高效长久的系统。

这种数字记录系统同样还可用于简化智能协议,也就是一种在预定程序条件下执行相应任务的协议。对于企业来说,这类系统的好处在于它可以在协议维护跟踪的法律事务调解员不在场的情况下自行运行。

智能协议可以用于租赁合同,甚至是每月的水电账单,而将来则可能用于监管电子商务交易。

As bitcoin struggles to gain mainstream recognition, the technology powering the digital currency is quickly being developed for a wide range of uses outside of the financial space.

The blockchain is an essential platform that keeps tabs of all bitcoin transactions, keeping them relevant, updated and transparent. Researchers and large companies are interested in the technology due to its ability to maintain records.

Several establishments, such as Santander, Samsung, UBS and IBM, are heavily invested in the research and development of the blockchain. They believe that the platform is an integral part of streamlining day-to-day operations for large-scale services.

In the real estate space, the technology can be used to deter land fraud. One of the first organizations to implement the blockchain for this purpose is the government of Honduras.

“Property records, particularly in the developing world, are notoriously subject to hacking,” said Oliver Goodenough, a professor at Vermont Law School.

“Honduras got money to do an electronic record land registry, but when they were done, many key properties were held by relatives of people who set up the ledger. Now, a contract was awarded to a company in Texas to set up a blockchain-based property system.”

With the help of Factom, a Texas-based startup, the group was able to build a decentralized system that is permanent and verifiable.

Digital ledgers can also be extended to facilitate smart contracts, a protocol that executes terms based on pre-programmed conditions. Such systems are beneficial for businesses because a legal mediator is not required to maintain and follow up the agreement.

Smart contracts have the capacity to implement clauses in a lease agreement and even monthly electrical or water billings. The protocol may also be used to regulate e-commerce transactions.


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