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Kerv推出世界首款非接触式支付戒指

世界首款非接触式支付戒指Kerv计划于九月在Kickstarter上线。

整个支付产业正在发生一系列变化。其中一个便是人们支付方式的转变。现在,近场通讯、智能芯片、谷歌钱包、苹果支付等众多软件的进步,人们更不愿意使用现金和银行卡支付了。与带着钱包在终端机支付相比,人们更喜欢非接触式支付。

非接触式支付系统设备使用射频识别技术(RFID)或近场通信技术(NFC)为安全支付保驾护航。非接触式支付在1997年左右已经问世。早期,这些技术主要用于手机中。鉴于其能够极大地简化操作、节省资源,行业中的主要厂家也逐渐开始开发这项科技。

我们总会时不时的听说支持非接触式支付的新型电子钱包的问世。但是,又有一项新科技即将破土而出。

Kerv是一款独特的非接触式支付戒指,无需与智能手机连接便可以完成支付。只要在非接触式支付信号能够覆盖到的地方,Kerv就可以在全球任何地方进行支付。用户无需使用银行卡、PIN码、签名、银行账户或智能手机。

现在,非接触式科技的市场接受度日渐提高,许多公司都在研发新的穿戴设备,希望通过使用这项科技让用户的生活更加简便。

2015年6月,英国信用卡发行商巴克莱集团推出了一款bPay商标的腕带、密钥卡和贴纸。任何拥有Visa或者MasterCard的用户,无论是借记卡还是信用卡都可以使用,通过将贴纸贴在手机上或者将密钥卡和钥匙挂在一起,就可以进行非接触式支付。

Kerv, the world's first contactless payment ring, is planning to launch on Kickstarter in September.

The whole payments industry is going through a series of transformations. One of these transformations is in the way people pay. Now, with the advent of NFC, smart chips, Google Wallet, Apple Pay and many more, people prefer to pay without cash and cards. Contactless payments are something everyone prefers compared to carrying a wallet to pay at the POS terminal.

Contactless payment systems are devices that use radio-frequency identification (RFID) or near field communication (NFC) to make secure payments. Contactless payments have been around since 1997, mobile being one of the early adopters. Since then, major players in the industry have begun adopting this technology considering the amount of effort and resources that have been saved.

Every now and then, we hear about new wallets which support contactless payments coming into the market. But there is something new which is knocking on the door.

Kerv is a unique contactless payment ring which doesn't require to be paired with a smartphone to make a payment; it works on its own. Kerv can be used to make payments globally wherever the contactless payment symbol is displayed. The user is not required to have a card, PIN, signature, bank account or a smartphone.

Contactless technology is going through such a huge acceptance phase that many companies are coming up with new wearable devices that adopt this technology to make the life of users easy.

In June 2015, Barclaycard-the leading credit card issuer in the UK-launched a new bPay-branded wristband, key fob and sticker. Anyone having a Visa or MasterCard-registered debit or credit card can use it to make contactless payments by attaching the sticker to the phone or attaching the fob to one's keys.

The UK is becoming one of the emergent countries to support contactless payments. According to the UK Cards Association, the number of contactless payments more than tripled in 2014 with the UK public spending around 2.32 billion.


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