最有看点的互联网金融门户

最有看点的互联网金融门户
区块链国际资讯监管与政策

全球政策趋暖 比特币与区块链迎来新春

近来,比特币与区块链在各国的推广有了新进展。

俄罗斯:又爱又恨

俄罗斯对比特币和区块链技术的立场堪称反差巨大,很值得研究。尽管俄罗斯一向不看好比特币,对比特币所用的技术--区块链技术却充满热情。不过现在情况或许有变。随着俄罗斯中央银行迈出一步,接纳区块链技术,俄罗斯国家杜马委员会与反腐败部门副主席Andrei Lugovoi对此事的评论更为加密货币的未来带来了希望。

俄罗斯中央银行的一则新闻透露,该机构正在组建分析、评估应用新兴金融科技可能性的工作小组。该报道还称,"中央银行组建这一工作小组,旨在分析金融市场中的先进技术和创新技术,几大首要研究对象包括区块链技术、移动技术、支付技术等领域。"

俄罗斯一向对比特币采取强硬态度,但与财政部曾起草法案禁止使用包括比特币在内的各类货币替代品相较而言,情况已经有所改变。Andrei Lugovoi表示,"2016年初,在财政机构和企业的几次会议之后,央行很可能会开始考虑合法化比特币和监管比特币交易,尤其是P2P交易及个人业务托管。"俄罗斯境内现共有20万名加密货币用户,居全球第五,因此如果上述提案通过并开始实施,虚拟货币在俄的发展将会更进一步。

日本:或视比特币为现金

比特币在日本的发展历程十分有趣。据报道,日本金融监管人员在考虑将比特币等虚拟货币视为与现金等价的货币,此举将强化消费者保护机制,铺设一条虚拟经济增长的发展道路。在日本,比特币现在仍被"视为物品,无法受到与其它同类产品相同的待遇。

"据日经新闻(Nikkei)报道,日本金融厅(FSA)正在考虑修订法案,将比特币等虚拟货币合法化,使电子币"实现货币功能。"该提案将提交给正在进行的日本议会。此举将使一些虚拟货币交易企业受到管制,虚拟货币得以以更加安全的模式推广。

澳大利亚:比特币与区块链

澳大利亚证券和投资委员会主席Greg Medcraft近日在演说中提及区块链。他说:"这项技术具有从根本上改变市场和金融系统的潜力。区块链对于我们的监管方式有着深远的指导意义。"澳大利亚证券交易所(ASX)早已与加密货币公司Digital Asset Holdings建立合作关系,将利用区块链技术为澳大利亚证券市场研发解决方案。今年2月,位于墨尔本的比特币挖掘企业Bitcoin Group在澳大利亚股票交易所上市,完成首次公开募股,集资420万美元。这是首例比特币挖掘企业首次公开募股。

在金融领域之外,区块链也应用于政治中。比特币顾问成立的新政党Flux正在试图利用区块链技术改写政治通货制度。Flux运用区块链技术推出现代投票系统,使投票透明化、记录不可更化、在线投票便利化。今年一月,Flux向澳大利亚选举委员会提交了申请报告,计划通过这一系统选出六名议员。"Flux给自己的定位是重新分配政权的开路者。一旦有Flux候选人当选,Flux即成为选民可直接影响议会的门户。"截至目前,Flux网站共有1238名注册用户。

韩国:将引进区块链

据韩国时报报道,韩国证券期货交易所(KRX)运用区块链技术,已经启动建立场外交易平台的初期计划。这一新平台将把场外交易市场(OTC)的买家和卖家聚集到一起,在此寻找交易伙伴,降低参与成本,从而促进交易的进行。

迪拜:建立全球区块链委员会

为推进创新发展,在全球范围内采用新技术,迪拜未来博物馆基金会近日宣布建立全球区块链委员会。迪拜未来博物馆基金会CEO Al Aleeli表示,"2015年通过区块链平台实现的交易增长了56%,这一显著增长意味着在相关领域优化运用这项技术的巨大机遇。"他还表示,在今后四年内,区块链全球投资额可达3000亿美元。全球区块链委员会将继续探索运用区块链技术的最佳方式,同时研究其优缺点,推进区块链和数字货币的发展。

欧洲议会:发布虚拟货币报告

欧洲议会新起草的一项虚拟货币报告强调,虚拟货币与区块链技术可大幅降低交易中支付、资金转移等成本,对消费者福利和经济发展做出重要贡献;同时提高支付系统的速度和弹性,可跟踪记录交易,以防不法行为。

这份报告提出组建由委员会领导的分类账簿技术特别工作组,以此激励重要的技术专家和监管专业人员支持相关行动者(包括欧盟和成员国),确保对新的机遇和挑战作出及时的、通晓各方的回应。

同时,欧洲中央银行对新技术持开放态度,表示欧洲央行计划对区块链和分类账簿技术与支付、证券托管以及抵押等银行业务的相关性进行评估。

结束语

比特币与区块链技术正在高速发展。各大银行与科技公司早已在多个项目中涉猎比特币和区块链技术;各国政府在确保不对洗钱等非法活动作出让步的前提下,对这一已经深入金融系统(甚至延伸至金融行业之外)的重大变革已经转为更加开放的态度。

Here are some recent developments on bitcoin and the blockchain from around the world.

Russia's Love-Hate Relationship

Russia's stance towards bitcoin and blockchain is a study of a great contrast. While Russia has been unfriendly towards bitcoins, it is showing enthusiasm towards its underlying technology, the blockchain. However, this could be changing. As Russia's Central Bank moved to embrace the blockchain technology, comments by Andrei Lugovoi, Deputy Chairman of the Russian State Duma Committee for Security and Anti-Corruption generated hope for the future of cryptocurrencies as well.

A press release by Russia's Central Bank revealed that the central bank is setting up a working group to engage in the "analysis and evaluation" of application possibilities of new financial technology. An extract from the release read, "The Central Bank established the Working Group on the analysis of advanced technologies and innovations in the financial market. Among the priority issues - the study of distributed technologies (e.g. blockchain), as well as new developments in the mobile, payment, and other areas."

Russia's has been hard on its attitude towards bitcoin but the same has seen a gradual shift from a time when the Finance Ministry prepared a draft on banning all forms of money substitutes in Russia which includes bitcoins. According to Andrei Lugovoi, "In the beginning of 2016 after a series of meetings with the fiscal authorities and businesses, it was stated that in the future the Central Bank could begin to legalize and regulate certain transactions with Bitcoin, particularly peer-to-peer transactions and settlements with individuals." Russia currently ranks fifth in the world with 200,000 users of cryptocurrency users, and thus if the above proposal is enforced, it will provide a big boost to virtual currencies.

Bitcoin Could Be 'Real Money' in Japan

In an interesting development, Japan's financial regulators are reportedly considering treating virtual currencies such as bitcoin equivalent to real money, a move that would strengthen the mechanism of consumer protection and pave a way for growth in the virtual economy. Currently, virtual currencies in Japan are "recognized as objects but are not treated on a par with their more established counterparts."

As per the Nikkei report, FSA is considering amendments to legislation to include virtual currencies such as bitcoin as "fulfilling the functions of currency." The proposal will be submitted during the ongoing Ordinary Diet Session. This move would bring entities like exchanges for virtual currency under a regulatory preview with tighter oversight, thereby enabling virtual currency to expand in a safer mode.

Australia, Bitcoin & Blockchain

In a recent speech Greg Medcraft, Chairman, Australian Securities and Investments Commission (ASIC) spoke about the blockchain. He said, "This technology has the potential to fundamentally change our markets and our financial system .... Blockchain will have profound implications for how we regulate." ASX has already collaborated with Digital Asset Holdings, LLC to develop solutions for the Australian equity market using the blockchain technology. Meanwhile in February, Melbourne based Bitcoin Group, a company that mines bitcoins, completed its initial public offering raising $4.2 million to be listed on Australian Stock Exchange (ASX). It was the first IPO by a company engaged in bitcoin mining.

Other than finance, blockchain is being applied to politics. Flux, "a revolutionary political party and politico-economic structure" is looking to revamp the way the orthodox system of politics by bringing in the blockchain technology. Flux provides a modern voting system using the blockchain technology which allows transparency, immutable records and ease of online voting. It filed its papers with the Australian Election Commission in January, and aims to elect six senators. Flux describes itself as "a layer for the redistribution of political power. And when a Flux candidate is elected they become a gateway for voters to directly influence parliament." Flux now has 1238 registered members according to the website.

Blockchain Coming to Korea

The Korea Stock Exchange (KRX) as reported by The Korea Times has begun "preliminary steps" to develop a trading platform for off-board dealers based on the blockchain technology. The new platform will bring together buyers and sellers OTC which would facilitate trading by reducing efforts in finding trade partners and reducing costs involved.

Dubai's Global Blockchain Council

To promote innovation and adopt next generation technologies at a global level, Dubai Museum of the Future Foundation recently announced the launch of Global Blockchain Council. Al Aleeli, CEO, Dubai Museum of the Future Foundation said that "the significant growth in the volume of transactions using Blockchain platform during 2015, which reached 56%, refers to the great opportunities that can be utilized through the optimal application of this technology in the relevant sectors." According to him, the global investments in blockchain could reach $300 billion over the next four years. The Global Blockchain Council will explore and promote blockchain and digital currencies as well as study its advantages and disadvantages while working on ways to utilize the technology in the best possible way.

European Parliament

A new draft report by the European Parliament on virtual currencies stresses that virtual currencies and blockchain technology can contribute greatly towards consumer welfare and economic development by dramatically lowering transaction costs for payments and transfer of funds while enhancing the speed and resilience of payment systems, and allowing transactions to be tracked in case of malfeasance.

The report calls for the creation of a horizontal Task Force DLT (distributed ledger technology) under the leadership of the Commission to facilitate the necessary technical and regulatory expertise to support the relevant actors (at both EU and Member State level) in efforts to ensure a timely and well-informed response to the new opportunities and challenges.

Meanwhile the European Central Bank (ECB) showed "openness to new technologies" and said that it intends to assess the relevance of blockchain and distributed ledger technology for various banking services like payments, securities settlement as well as collateral.

Final Word

The developments around bitcoin and the blockchain technology are fast evolving. While banks, and technology companies are already involved in many such projects, governments are becoming increasing open the changes which have entered the financial ecosystem (and extending beyond finance), while making sure that they do not compromise on issues such as money laundering and other illicit activities.


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评论

  • w
    wanjiech在 2016/03/08 09:21回复

    感觉这是一种趋势,大家都在关注

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