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高盛收购德州Fintech创业公司Honest Dollar

高盛集团目前正着眼于扩大其投资管理部门,原因是监管压力已经导致交易业务等传统的盈利业务受损。

该公司估计,在美国有4500万人无法获得雇主发起的退休计划。

Honest Dollar使得中小企业的员工、自雇个人和独立承包人通过建立个人退休帐户储蓄计划开始孙素为退休储蓄和投资。

高盛集团投资管理部门的联合主管TimothyO' Neill和Eric Lane在一份声明中说道,"Honest Dollar已经就复杂的退休储蓄难题创造出了一种简单的解决方案。"它还向自雇个人提供了进入Roth IRA或SEP IRA的途径。在最近一个季度购买额外的63090股后,Neuberger Berman Group LLC现在拥有2400710股投资管理公司的股票,价值4亿3268万1千美元。

像Honest Dollar这样的公司正在大力推广互联网分销渠道,希望利用电脑自动生成的投资组合帮助降低退休储蓄的成本。

Honest Dollar的客服部门会参与到多个客户服务执行过程中,其中涉及市场利率产品、信贷产品、抵押贷款、货币、大宗商品和股票等等,并提供证券服务如融资、融券,其他大宗经纪业务服务,以及主要的股票、期权、期货交易所中市场介入和清除客户交易服务。

Honest Dollar的首席执行官William Hurley表示:"我们只有一个单一的目的:改革退休工业和帮助以前没有被很好服务的个体。"

这次收购完成之后,高盛将与Betterment、Ubiquity和Captain 401K等公司一同参与到这一领域的市场竞争之中。"我们期待成为高盛的一部分,因为我们在这个领域一起推动创新。"

此次收购是由高盛的投资管理部门决定的,该部门曾经完成了近1万亿美元的机构和富人投资。此次收购预计于第二季度完成,具体细节尚未披露。

Goldman is looking to grow its investment management division as regulatory pressures have crimped growth in traditional profit centres like trading.

The company estimates that there are 45 million people in the US who don't have access to an employer-sponsored retirement plan.

Honest Dollar enables employees of small- and medium-sized businesses, self-employed individuals and independent contractors to quickly begin saving and investing for retirement by establishing individual retirement account-based savings programs.

Co-heads of Goldman Sachs's investment-management division O'Neill and Lane said, "Honest Dollar has created a simple solution to a complex retirement savings problem". It also offers self-employed individuals access to either a Roth IRA or SEP IRA. Neuberger Berman Group LLC now owns 2,400,710 shares of the investment management company's stock valued at $432,681,000 after buying an additional 63,090 shares in the last quarter.

Companies like Honest Dollar are pairing Internet distribution and advances like computer-generated portfolios to push down the cost of saving for retirement.

The Institutional Client Services segment is involved in client execution activities related to making markets in interest rate products, credit products, mortgages, currencies, commodities, and equities; and provides securities services, such as financing, securities lending, and other prime brokerage services, as well as markets in and clears client transactions on primary stock, options, and futures exchanges.

"We set out with a singular focus: to revolutionize the retirement industry and reach individuals who historically have been underserved", said William Hurley (also known as whurley), CEO of Honest Dollar.

With the acquisition, Goldman will compete against companies such as Betterment, Ubiquity and Captain 401K. "We look forward to being part of Goldman Sachs as we drive innovation across this space together".

The acquisition was made by the investment management arm of Goldman Sachs, which invests $1 trillion for institutions and wealthy individuals. Terms of the deal, which was announced Monday and is expected to close in the second quarter, were not disclosed.


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