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iOS 10系统升级 Apple Pay开始支持网页内支付

同以往一样,用户可在某些应用购物时使用Apple Pay, 而全新推出的iOS 10系统还增加了另一项选择,即在Safari内也可使用Apple Pay进行支付。因此,用户在网使用Apple Pay进行支付时,只需触碰Home键就可完成支付。

(笔者亲试,使用该方式购物十分简单,非常简单。)

支持网页内支付Apple Pay的受众群有哪些?

在实体店内推出的初代Apple Pay, 需要零售商安装新型信用卡终端才可使用这一服务。相较之下,零售商若要提供支持网页内支付的Apple Pay服务则要简单得多。多数零售商都会外包其电子商务平台,我们预计这些平台将有助于Apple Pay的大面积采纳。

也就是说,在线购物时很快就能见到Apple Pay的身影。

但用户可能不必等待。苹果公司在苹果全球开发者大会上宣布,在Target、Sephora、Nike,、Hotels.com、甚至Kickstarter等70余家网站上均可即刻使用Apple Pay进行支付。只需进入支付界面,就可知道该商家是否支持Apple Pay服务。

Mac版Safari是否也支持Apple Pay?

是的。9月20日macOS Sierra 上线后Mac版Safari也将支持Apple Pay. Mac版与手机版使用方式相同,不过用户还需在iPhone Home 键上使用Touch ID确认购买。

Apple Pay的安全性如何?

网页内Apple Pay支付与实体店内支付采取同样的安全标准。同其他移动支付一样,Apple Pay利用支付标记化技术确保用户信用卡信息不被泄漏。

Apple Pay兼容性如何?

iPad Pro、iPad Air 2上均可使用Apple Pay,随后iPhone 6与iPad Mini3也将支持这一服务。Mac版发布后,装载macOS Sierra的2012年以后的机型且拥有上述设备之一的用户均可使用Apple Pay.

如何设置网页内支付Apple Pay?

如果用户在生活中已使用过Apple Pay,就已近乎可以使用这一服务,以下是完整安装过程。

安装Apple Pay(若已安装,跳过此步)。打开iPhone,设置>钱包与Apple Pay。添加信用卡或借记卡,按步骤完成。需开卡银行核准方可完成授权过程。

添加收货信息。打开iPhone,设置>钱包与Apple Pay,下滑至交易细节,添加收货地址、邮箱与手机号码,支付时Apple Pay就可自动填写信息。

下次进行网购时,只需选择Apple Pay,轻触Home键就可完成支付。

One killer iOS 10 feature is flying under the radar: Apple Pay in Safari.

Like before, you can use Apple Pay to shop IRL and within some apps, but iOS 10 also adds the option to use Apple Pay within Safari. So, when you check out online with Apple Pay, you'll touch your finger on the home button to complete the transaction.

(I've tried it. It makes shopping really easy. Too easy.)

Who accepts Apple Pay in Safari?

Unlike the first roll-out of Apple Pay at brick-and-mortar stores, which required retailers to adopt new credit card terminals in order to support the service, Apple Pay on the web is much easier for retailers to support. A lot of retailers outsource their e-commerce platforms, and we expect those platforms to make widespread adoption of Apple Pay easy.

In other words, you'll be seeing it in a lot of online shops really soon.

But you don't have to wait. At WWDC, Apple announced Apple Pay would be immediately available at more than 70 retailers, including sites like Target, Sephora, Nike, Hotels.com and even Kickstarter. You'll know a retailer supports Apple Pay if you see the option at checkout.

What about Safari on Mac?

Yup, you'll also be able to use Apple Pay in Safari on your Mac when macOS Sierra arrives on September 20. It works almost exactly the same way as mobile, except you'll use the Touch ID feature inside an iPhone's home button to confirm your purchases.

How secure is Apple Pay?

Apple Pay for the web uses the same security standards as Apple Pay does in physical stores. Like many other mobile payment services, Apple Pay utilizes tokenization within a secure element to ensure your credit card data is never exposed.

Which devices are compatible?

Apple Pay -- for the web and IRL -- works with the iPhone 6 and later, iPad Mini 3 and later, iPad Pro and iPad Air 2. When it launches for Mac, you'll need a Mac (2012 or later) running macOS Sierra and one of the above devices.

How to set up Apple Pay for Safari

If you already use Apple Pay for real-life shopping, you're halfway there. Here's the complete setup process.

•Set up Apple Pay. (If you already have, skip this step.) On your iPhone, head to Settings > Wallet & Apple Pay. Tap Add Credit or Debit Card and follow the process. Depending on your bank, you may have to call to complete the authorization process.

•Add shipping information. On your iPhone, in Settings > Wallet & Apple Pay, scroll down to Transaction Details. Add your shipping address, email and phone number, so Apple Pay can autocomplete those forms at checkout.

The next time you shop at a supporting online store, choose the Apple Pay option, touch your finger on your iPhone's home button and the transaction will complete.


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