最有看点的互联网金融门户

最有看点的互联网金融门户
传统金融的互联网化国际资讯

德国数字银行N26将为自由职业者提供企业账户服务

德国数字银行N26近日表示,银行将面向自由职业者以及个体经营者提供企业账户业务。

据报道,目前N26的账户办理业务已经覆盖到全欧所有国家。用户在N26移动银行开户只需8分钟,开设和持有账户都是免费的,只需要从客户端下载N26的App、注册账户并输入详细的资料(姓名、电子邮件等),然后通过与银行客服视频通话,出示护照或者居民身份证件就能够取得N26的电子账户了。之后,N26的万事达卡将会送到指定地址。此外,用户使用该银行卡进行消费还将会获得0.1%的现金返还。

目前,N26向用户提供一系列低价高值的服务,比如实时信用分数、费用支出、Cash26(零售商现金服务)、MoneyBeam(通过社交信息软件或电子邮件进行快速转账)等等。

N26有关负责人表示,用户可以通过智能设备随时登陆应用程序对账户进行管理,包括进行限制交易金额上限等操作。而此次N26面向自由职业者推出企业账户业务也是为了帮助他们节省运营成本,关注个人账户信息,有助于在欧洲实现普惠金融的目标。

N26的创始人兼首席执行官Valentin Stalf表示,目前已有超过30万人在N26开设了账户,同时,银行预计在今年晚些时候推出更多元化的业务模式。

N26, Europe’s first mobile bank, is now offering business bank accounts for freelancers and the self-employed.

According to TechCrunch, N26 Business accounts are available in all European countries where the bank already operates. The account comes with a Mastercard Business card that will give a cashback amount on all transactions of 0.1 percent.

The company explained in a press release that new customers can sign up online for the product within eight minutes. N26 Business comes with the all of the perks associated with a mobile account, including real-time push notifications for all transactions on the account and MoneyBeam, the instant money transfer tool. All account and card functions can be monitored and controlled from the N26 mobile app, including blocking foreign transaction or setting a limit on ATM transactions if a customer rarely withdraws cash.

Freelancers will also benefit from the tags feature, which allows them to use hashtags to tag transactions associated with one project and pull overviews for that particular project. This will simplify organizing business purchases for tax reporting.

“With N26 Business we bring our unique N26 mobile experience to freelancers and self-employed. We help them to fully focus on their business while saving costs for a traditional business account, which may add up to a few hundred Euros per year. More business-specific features will follow later this year,” said Valentin Stalf, founder and CEO of N26, which already has 300,000 customers.


用微信扫描可以分享至好友和朋友圈

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

张沛祺未央编辑团队

156
总文章数

TA还没写个人介绍。。。

[未央翻译]Fintech国际资讯周报|2017年第14周

张沛祺 04-07

[未央翻译]Fintech国际资讯周报|2017年第13周

张沛祺 03-31

[未央翻译]Fintech国际资讯周报|2017年第12周

张沛祺 03-26

[未央翻译]Fintech国际资讯周报|2017年第11周

张沛祺 03-17

英国移动银行Monzo获1950万英镑融资

高旭 02-26

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1