最有看点的互联网金融门户

最有看点的互联网金融门户
全新的互联网金融模式国际资讯监管与政策

美国:紧盯加密货币犯罪,加强非法离岸交易监管

如今,利用加密货币技术进行勒索攻击的案例时有发生,这引起了美国立法者对区块链技术的再度关注。近日美国国会众议员了解到,通过那些托管在美国之外的不受监管的加密货币交易所可以轻易获得用于推动非法活动的比特币和其他加密货币,比如洗钱、恐怖主义和网络犯罪。

立法者强调,许多交易所的KYC指导方针和身份验证的缺失是一个大问题。

比如美国司法部前助理和现斯坦福大学讲师Kathryn Haun表示,

“犯罪分子能够开设匿名账户或者使用假名开设账户从而逃避执法机构的监管雷达。”

就在这次美国众议院金融服务委员会听证会仅仅数月之前,FBI被授予相关司法管辖权对全球任何一台可能涉及网络犯罪的计算机进行破解攻击。

美国身份与支付协会负责人Scott Dueweke表示:

“我们必须找到一种方式来应对这些违法的货币交易所,这些交易所在一些国家受到官员的保护,这些官员甚至还从中获利。”

相比于美元犯罪,目前并没有太多证据证明需要对加密货币犯罪予以更多关注。比如,很少有证据表明恐怖主义组织接受到了超过1000美元的比特币捐赠,比特币技术的匿名性经常被夸大。所有区块链钱包价值的公开性使执法机构很容易跟踪那些被认定涉嫌犯罪的资金的转移,而这也是对于尝试将比特币用作进行犯罪的工具的一个明显缺点。值得指出的是,很多黑客和骗子在尝试将非法获得的加密货币转换成法币时都会被交易所冻结,这表明加密货币网络拥有某些内部的方法来阻止和惩罚那些企图利用比特币进行秘密交易的人。

US lawmakers have been urged to take action against unlicensed offshore bitcoin exchanges, following a subcommittee hearing within the House of Representatives. The hearing, “Virtual Currency: Financial Innovation and National Security Implications”, is being hosted by the Terrorism and Illicit Finance Subcommittee.

The Absence of KYC Guidelines and Identity Verification On Many Exchanges Were Stressed as a Major Issue

The growing proliferation of ransomware attacks that utilize cryptocurrency technology has led US lawmakers to again focus upon the potential negative use cases for blockchain technology. Representatives were told that bitcoin and other cryptocurrencies being increasingly used to fuel illicit activities are easily accessible via unregulated cryptocurrencies hosted outside of the United States. An emphasis was placed upon unlicensed exchanges being used as a vehicle for money laundering, terrorism, and cybercrime.

The absence of KYC guidelines and identity verification on many exchanges were stressed as a major issue. “Criminals can open anonymous accounts, or accounts with phony names to fly under the radar of law enforcement,” said Kathryn Haun, former Assistant US Attorney and current lecturer at Stanford University. “Thus, we have received ‘Mickey Mouse who resides at ‘123 Main Street’ in subpoena returns”.

The US House Financial Services Committee hearing has taken place just months after the FBI was granted legal jurisdiction to hack any computer in the world that is deemed to be connected via a ‘network’ to a computer for which the FBI has a warrant authorization infiltration. This prompts some to interpret the rhetoric as a possible pre-meditated justification for considering using said jurisdiction to clamp down on unregulated bitcoin transactions internationally. “We must find a way to target these criminal currency exchanges, often sheltered in countries where officials protect and even profit from them”, said Scott Dueweke, president of The Identity and Payments Association.

Many of the issues raised have little evidence supporting the need for a greater focus on crimes committed involving cryptocurrency, than for crimes committed using dollars. There is scant evidence that more than $1,000 has been donated to terrorist groups using bitcoin, and the anonymizing capabilities of the technology are often overstated. The public nature of all blockchain wallet values makes it easy for law enforcement to track the movements of funds identified to have been involved with criminal activities – an overt downside of attempting to use bitcoin as a vehicle for nefarious activities. It is also worth noting that many hackers and scammers have had their funds seized by exchanges when attempting to convert their cryptocurrency into fiat (including the shadowy and anonymously operated BTC-E) – suggesting that the cryptocurrency network possesses some internal means to alienate and punish those who seek to use bitcoin for clandestine purposes.


用微信扫描可以分享至好友和朋友圈

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

有了BitLicense还不够,纽约监管部门加大虚拟货币创企审查力度

Pete Rizzo 06-22

SEC要开始监管ICO了吗?

Jonathan N... 06-20

马来西亚金融科技沙盒计划公布首批四家企业名单

Michael Te... 06-07

整顿高频交易,日本政府有新政

高旭 05-26

墨西哥出台新法案重新定义数字货币

Kevin Helm... 04-06

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备13049013号-2