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区块链国际资讯监管与政策

英国FCA扩大监管沙箱范围 将覆盖更多区块链企业

近日,英国金融监管机构FCA宣布将在近期扩大监管"沙箱",以覆盖更多的区块链技术创业公司。

去年11月份,金融市场行为监管局的(FCA)透露,沙箱计划中共有9家创新技术企业,旨在为新的金融产品提供测试环境。此后,在沙箱计划的第二次迭代中,FCA又增加了24家初创企业,其中9家是与区块链技术相关的。

FCA战略与竞争执行董事Christopher Woolard在一份声明中列举了这9家区块链企业的名称,分别为BlockEx、Disberse、Nivaura、Nuggets、OKLink、Oraclize、Paylinko、Sabstone以及ZipZap。其中,Nivaura曾参加过此前FCA举办的沙箱项目。

Christopher Woolard认为增加项目覆盖的企业数量能够减少创新业务进入市场的时间和成本。据FCA测算,这种不确定性会让创新业务上市时间延后1/3,增加的成本将达到产品生命周期收入的8%。

许多初创公司正在使用区块链技术来使数据传输自动化,金融资产交易和跨境付款以及其他应用程序。FCA表示已经收到了77份意见书。该计划第三阶段的申请窗口开放至7月31日,预计将于11月开始。

FCA says regulatory sandbox growing in popularity as second cohort is unveiled

The Financial Conduct Authority has selected 31 firms for its second cohort of regulatory sandbox participants, narrowing down the field from an initial list of 77 submissions. The range of firms testing in the second cohort is diverse, covering a variety of geographies and sectors including wholesale, general insurance, payments, retail banking and retail lending.

Accepted propositions from firms cover a range of ideas including distributed ledger technology-based payment services and artificial intelligence software to observe client behaviour and better determine client preferences before financial advice is given.

Christopher Woolard, executive director of strategy and competition at the FCA, says: “The sandbox continues to grow in popularity and it is particularly encouraging that both the number of firms applying and accepted for testing has increased in cohort two. That means more innovative firms, trialling more innovative propositions to bring to the market. This is an important part of the FCA’s commitment to promoting innovation and competition in the markets we regulate.”

In the sandbox’s first phase, 24 firms were accepted out of 69 applications and 18 firms had testing plans approved in October 2016.

With the window closing on the second cohort, the FCA is inviting applications to participate in its third phase, which will commence testing in November 2017.


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