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IBM联合ZF、瑞银开发汽车区块链移动支付系统

在近日开幕的法兰克福车展上,IBM正式宣布,将携手汽车制造商德国采埃孚(后文简称ZF)集团和投资银行瑞士联合银行(UBS ,后文简称瑞银)共同为汽车行业创建和开发一种基于区块链的移动支付系统。

这几家公司在合作声明中表示:

“这个汽车电子钱包(Car eWallet)将成为一位创新型数字助理,它不仅可以进行安全快捷的支付,同时也可以执行其他任务,如打开行李箱或车门。”

几家合作公司表示,区块链的使用将不再需要第三方供应商或中央计算中心来处理交易和命令。这种分布式性质取而代之的是带来一种“可靠的和不可更改的数据记录”。

ZF最初于今年一月份公开了这种汽车电子钱包,该公司当时承诺开发一种支付系统用于帮助电动汽车充电。当时ZF计划利用这种汽车电子钱包来推动一种汽车共享系统,以及通过让包裹直接被放入汽车行李箱来确保更安全的包裹递送。

据报道,IBM现在正在使用其区块链基础设施进一步开发一种能够执行所需任务的安全系统,以及向授权用户展示与他们车辆相关的信息并实时执行交易。

从整体上讲,此举正值区块链技术积极进入汽车行业,很多企业都在探索潜在的区块链应用。今年5月份,丰田公司宣布他们将尝试开发一种区块链基础设施来推动“自主技术”的发展,包括乘客安全性监测和欺诈防御。

IBM has joined car manufacturer ZF Friedrichshafen and investment bank UBS in an effort to build and develop a blockchain-based mobile payment system for the automotive industry.

Announced today at the Frankfurt Auto Show, the partnership is being positioned as one that conceives how driverless vehicles might automatically authorize payments, as well as act as a digital operator for the vehicle, in the future.

"Car eWallet is an innovative, digital assistant in the car that allows secure and convenient payments even on the go. Moreoever, it can also perform other tasks, like opening the trunk or doors," the companies said in a statement today.

According to the companies involved, using a blockchain will prevent the need for a third-party vendor or central computing hub to process transactions and commands. The distributed nature will instead allow for a "reliable and unchangeable data record."

ZF originally announced the Car eWallet system in January, at the time promising to develop a payment system to aid the charging of electric cars. At the time, ZF planned for Car eWallet to facilitate a car-sharing system, as well as ensure more secure package delivery by having items be dropped directly into a car's trunk.

IBM will reportedly now use its blockchain infrastructure to further develop a secure system which can carry out the required tasks, as well as show authorized users information that is relevant to their vehicles and carry out transactions in real-time.

Overall, the move comes in an active time for the auto industry, which is newly exploring potential blockchain applications. In May, Toyota announced that it would try to develop a blockchain infrastructure to drive its development of "autonomous technologies," including passenger safety monitoring and fraud prevention.


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