最有看点的互联网金融门户

最有看点的互联网金融门户
国际资讯

丰田金融推出全新AI信用评估平台

国际资讯

丰田金融推出全新AI信用评估平台

本周,替代信用评分机构Aire携手丰田金融服务公司联合推出了一款人工智能(AI)评估平台。

而这也是Aire首次将其解决方案用于客户账户的周期管理。

此前,独立调查机构Populus曾为Aire针对2000名英国成年人进行过一次在线调查,调查结果与本次合作消息同时发布。

调查结果显示了在汽车租赁领域采用更复杂的信用评估方法的重要性,尤其是对于自由职业者等群体而言,由于其工作状态的性质,他们往往难以获得信贷。

虽然英国月租汽车的平均月租金是93英镑,但是自由职业者平均支付了120英镑,多了近30%。

Aire联合创始人兼首席执行官Aneesh Varma表示:“自由职业者支付的更高收入归结为两个因素:一方面,许多自由职业者是自雇职业的司机,因此他们的汽车需要具有更高的价值和质量。另一方面,拥有自己的汽车的普通的出租车司机会发现很难为他们的汽车租赁获得适当的交易,仅仅因为许多信用评分员尚未适应我们许多人今天的工作和生活方式。“

Aire, an alternative credit scorer, is launching an evaluation with Toyota Financial Services for its Artificial Intelligence (AI) platform.

The collaboration is designed to prove assess the financial situation of TFS customers within ‘customer delinquency’. For Aire, this is the first time that its solution will be used to support the lifecycle management of customers’ accounts.

The announcement comes at the same time as the publication of new research findings from an online survey of 2,000 UK adults, which was conducted for Aire by independent research agency Populus.

The findings show the importance of a more sophisticated approach to credit assessments in the car leasing space, especially for groups such as freelancers who often find it harder to secure credit due to the nature of their work status.

While the average payment for monthly car leases in the UK is £93 per month, freelancers pay almost 30 per cent more with £120 on average.

Aneesh Varma, co-founder and CEO of Aire said: “The higher payments for freelancers are down to two factors: On the one hand, many freelancers are self-employed drivers, and their cars therefore need to be of higher value and quality. On the other hand, the average taxi driver with their own car will find it harder to get an appropriate deal for their car lease, simply because many credit scorers have not yet adapted to the way many of us work and live today.”


用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

CB Insights:2013年起AI医保初创企业已累计筹资43亿美元

渺渺 2天前

人工智能如何赋能资管行业?

第一财经《解码新金融》 09-12

“区块链+AI”行业研究报告

佚名 | 国家互联网... 08-21

金融领域的AI运用

株式会社野村综合研究所 08-20

AI时代,人工智能如何赋能企业风险监控?

苏宁金融研究院 | 苏宁金融研... 08-13

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1