该银行英国分行负责人Andres Kitter表示，LHV现在决定进入英国市场，主要是因为最近进行的Open Banking（开放银行业务）改革。根据这项新条例，在客户允许的情况下，英国银行应该同第三方进行机构分享客户数据。类似的欧盟规则将于今年晚些时候推出，称为PSD2。
Estonian bank LHV is opening a UK branch in a bid to win more financial technology business in what it's CEO believes is "the fintech capital of Europe."
"We see a lot of questions coming from UK companies and fintechs about partnering with us," said Andres Kitter, head of retail banking at LHV and head of the bank's UK branch.
LHV was founded in 1999 and is part of the largest financial group in Estonia. The bank already works with UK-headquartered online money transfer service TransferWise, whose cofounders are Estonian, and the European branch of Coinbase, the US cryptocurrency exchange.
The bank wants to become "an innovative partner for fintech and payment companies" in the UK, Kitter said.
Kitter said LHV had decided to enter the UK market now because of recent Open Banking reforms, which require UK banks to share customer data with third parties if customers agree. Similar EU rules are coming later this year, dubbed PSD2.
Kitter said that Brexit was "a little bit of a surprise" but said: "The Financial Conduct Authority (FCA) is one of the thought leaders on how to regulate and how to work with fintech companies and that won't change. London will be the fintech capital in Europe and the world and that won't change."
LHV, which is licensed by the FCA, aims to have five staff working in the UK by the end of the year helping to sign up new customers. Kitter says the bank will work with companies at an earlier stage than traditional lenders.