最有看点的互联网金融门户

最有看点的互联网金融门户
传统金融的互联网化国际资讯

有家爱沙尼亚银行准备来英国“抢饭碗”了

近日,爱沙尼亚银行LHV宣布将在英国开设一家分行。

LHV成立于1999年,隶属于爱沙尼亚最大的金融集团。此前,LHV已与总部位于英国的在线汇款服务创企TransferWise、美国加密货币交易所Coinbase的欧洲分行达成过合作。碰巧的是,TransferWise的联合创始人也是爱沙尼亚人。

而本次LHV进军英国市场,正是看中了这个“欧洲金融科技之都”的巨大潜力。

该银行英国分行负责人Andres Kitter表示,LHV现在决定进入英国市场,主要是因为最近进行的Open Banking(开放银行业务)改革。根据这项新条例,在客户允许的情况下,英国银行应该同第三方进行机构分享客户数据。类似的欧盟规则将于今年晚些时候推出,称为PSD2。

Kitter表示,“英国脱欧”的确让人有些意外,但这并不影响他对英国金融科技发展环境的态度。他认为,英国金融行为监管局(FCA)是金融科技监管与合作方面的行业领导者,这一点不会改变。

此外Kitter还透露,LHV目前已经获得FCA许可,并计划在今年年底前在英国雇佣5名员工开展前期的客户市场开拓工作。据了解,在业务开展初期,LHV可能会选择与企业直接合作,而不是传统的借贷机构。

Estonian bank LHV is opening a UK branch in a bid to win more financial technology business in what it's CEO believes is "the fintech capital of Europe."

"We see a lot of questions coming from UK companies and fintechs about partnering with us," said Andres Kitter, head of retail banking at LHV and head of the bank's UK branch.

LHV was founded in 1999 and is part of the largest financial group in Estonia. The bank already works with UK-headquartered online money transfer service TransferWise, whose cofounders are Estonian, and the European branch of Coinbase, the US cryptocurrency exchange.

The bank wants to become "an innovative partner for fintech and payment companies" in the UK, Kitter said.

Kitter said LHV had decided to enter the UK market now because of recent Open Banking reforms, which require UK banks to share customer data with third parties if customers agree. Similar EU rules are coming later this year, dubbed PSD2.

Kitter said that Brexit was "a little bit of a surprise" but said: "The Financial Conduct Authority (FCA) is one of the thought leaders on how to regulate and how to work with fintech companies and that won't change. London will be the fintech capital in Europe and the world and that won't change."

LHV, which is licensed by the FCA, aims to have five staff working in the UK by the end of the year helping to sign up new customers. Kitter says the bank will work with companies at an earlier stage than traditional lenders.


用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

P2P持续爆雷,看看鼻祖LendingClub是如何发展的?

薄纯敏 | 亿欧网 10小时前

上半年国内金融科技融资额2300亿元,BAJ占半数

李冰 | 证券日报 1天前

2018朗迪中国峰会

小未 2天前

未央今日播报:北京要求拟良性退出的P2P机构制定清退计划 谷歌被欧盟罚款43.4亿欧元

未央研究 07-19

从金融科技到互联网生态:to B时代正在来临

洪偌馨 | 馨金融 07-19

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1