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桑坦德计划在英推出中小企业专属数字银行

近日国际银行业巨头桑坦德集团宣布,计划未来几个月在英国推出一个专门面向中小企业的数字银行。

据《每日电讯报》报道,这家西班牙银行还在考虑将其数字借贷服务Openbank也引进到英国市场。

而就在公布上述消息前不久,桑坦德刚刚宣布推出了一项新的国际支付服务。这项名为Santander One Pay FX的服务使用区块链技术,用户可以借此在当天完成国际转账,而此前这类服务通常都至少要耗时两天。此外,用户在转账前就能看到以目的地国家货币为计量单位的、接收方能够收到的具体金额。

目前,西班牙、英国、巴西和波兰的零售客户已经可以使用这项服务,预计未来几个月将有来自更多国家的用户能够享受到这份便利。

据了解,桑坦德此项国际支付使用的是Ripple公司的分布式账本服务xCurrent。

Banking giant Santander is currently making preparation to launch a new stand-alone UK digital bank specifically for SMEs within the next few months. According to the Telegraph, The Spain-based bank is also considering bringing its digital lending service, Openbank to the UK as well.

Plans to launch the new platform for UK-based SMEs comes just one month after Santander announced the launch of its new international payments service using blockchain-based technology, which is now available to retail customers in Spain, UK, Brazil, and Poland, and will be rolled out across more countries in the coming months.

Santander reported that the new service, known as Santander One Pay FX, makes it now possible for customers to complete international transfers on the same day in many cases or by the next day. The service will show customers the exact amount that will be received in the destination currency before they make the transfer.

Santander added the new service uses xCurrent, a technology based on distributed ledgers owned by California-based Ripple.


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