最有看点的互联网金融门户

最有看点的互联网金融门户
全新的互联网金融模式国际资讯

在线汽车贷款平台Finova成功融资五千万 创行业之最

全新的互联网金融模式国际资讯

在线汽车贷款平台Finova成功融资五千万 创行业之最

Finova是一家为消费者提供云端及移动端汽车贷款服务的公司,总部位于佛罗里达。近日,该公司旗下汽车贷款平台成功完成融资,总额高达5250万美元,创行业融资之最。

Finova本轮主要融资者包括MHS Capital、Refactor Capital、Metamorphic Venture、500 StartUps,而Sam Hodges、NerdWallet联合创始人Jake Gibson等金融科技创业者及一家阿联酋私营公司也参与了本轮投资。这次的资金注入将极大地推动全面市场化数字化汽车贷款市场的发展。

目前,超过28%的美国人面临银行问题,需要简便安全的方法申请贷款。据BusinessWire报道,7000万消费者每年花在替代性金融产品上的费用及利息共计高达 1380 亿美元。

而预计Finova在汽车信用贷款服务上将为消费者节省多达70%的成本。

汽车抵押贷款通常要求贷款者在 30 天偿还,并收取高额贷款利息。Finova Financial表示其将废除这一模式,采用更为透明的支付还款条款。

Finova Financial何方神圣?

Finova早在2015年由一群金融科技专家创立,意在革新金融科技业。

Finova意图提供在线借贷平台,基于用户汽车价值为其发放快捷且在其承受范围之内的贷款,为未享受到完善金融服务的7000万美国人提供多一重选择,可在线随时申请贷款。

Keough解释道:"作为一家注重社会影响的公司,我们提升贷款获得率、改进还款条款、降低消费者成本,将Finova Financial视作改善消费者消费者财务状况的倡导者。"

Florida-based Fintech company Finova Financial secures record-breaking $52.5 million in funding for auto title lending platform.

Being the first cloud and mobile-based auto title lending service for consumers, Finova secured one of the largest funding rounds in the history of the Fintech industry.

Sources of funding include MHS Capital, Refactor Capital, Metamorphic Venture, and 500 StartUps as well as fintech entrepreneurs including Sam Hodges, Co-founder of NerdWallet, Jake Gibson, and a private company in the United Arab Emirates.

Led by several Silicon Valley-based capital firms as well as international venture capital firms, the funding will go towards growing the industry's first-to-market all-digital lending platform for auto title loans.

Easier and secure way of getting loans

Presently, over 28% of Americans are having banking problems and need easier and secure ways of getting loans. According to BusinessWire, 70 million consumers pay $138 billion in fees annually for alternative financial products.

Finova has said that with their focus on social-impact, they will be providing up to 70% lower costs to consumers on Car Equity Line of Credit (C-LOC).

Since auto title loans require payment within a month and charge heavy interest rates, Finova financial also says they will eliminate this model to give transparent loan repayment terms.

What is Finova Financial?

Founded by a group of Fintech experts back in 2015, Finova's goal is to disrupt the Fintech industry.

By providing an online lending platform that offers fast, affordable loans based on the equity in your car. It aims to deliver an online option to 70 million underserved Americans as well as 24/7 access to capital.

Keough explains:

"As a company committed to social impact, we see Finova Financial as being an advocate for consumer financial well-being through improved access to credit, better repayment terms and lower costs."

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