PayMe India由Mahesh Shukla和Sandeep Singh于2016年创立。创业公司为合作机构雇员提供薪酬“预支”产品，满足员工的短期资金需求。
印度的替代性贷款市场空间正在迅速扩张。包括Lendingkart、FlexiLoans、KredX、Capital Float、Rupeelend、Myloanbuddy和MoneyinMinutes等机构都已经在这个新兴市场中占有一席之地。最近，SAIF Partners和Sequoia India支持的在线借贷平台Capital Float更是在后续C轮融资中获得了亚马逊公司的2200万美元投资。
来自Inc42 DataLabs 2017年的印度启动资金报告显示，印度金融科技行业在2017年的111宗交易中获得了30.11亿美元的投资。而目前，该行业还在持续增长。印度科技启动资金第2018年第1季度报告显示，金融科技是该阶段印度融资规模最大的一个行业。
Noida-based online lending startup PayMe India has reportedly raised $2 Mn in funding from Singapore-based angel investors. The startup will use the funding mainly for capacity and market expansion, as per a Times Of India report.
PayMe India was founded in 2016 by Mahesh Shukla and Sandeep Singh. The startup offers an option of ‘Advance’ salary to the salaried employees, to help with short-term funding requirements. As mentioned on its website, PayMe India has developed an exclusive lending programme for the corporate employees of organisations that are partnered with them for Advance Salary.
Under the Corporate Cash Advance lending programme, employees of any partnered organisations can borrow up to a whopping 50% of their net monthly income, payable against the following month’s salary.
At present, it claims to have 43K+ customers and has disbursed loans worth $8.3 Mn (INR 56 Cr), as mentioned by the TOI report.
In the advanced salary segment particularly, another major player is EarlySalary, which raised $15.7 Mn in a Series B funding round in January 2018.
Alternative lending is a growing space in the country. Players like Lendingkart, FlexiLoans, KredX, Capital Float, Rupeelend, Myloanbuddy and MoneyinMinutes, amongst others are already making their mark in this space. Most recently, SAIF Partners and Sequoia India-backed online lending platform Capital Float raised $22 Mn in a follow-on Series C funding round of $22 Mn from Amazon Inc.
Overall, as per Inc42 DataLabs Indian Startup Funding report 2017, the Indian fintech industry has received $3.01 Bn across 111 deals in 2017. And the sector continued to lead its growth, as according to Indian Tech Startup Funding Q1 2018 report, fintech as a sector witnessed the highest funding.