最有看点的互联网金融门户

最有看点的互联网金融门户
传统金融的互联网化国际资讯

又一家全数字化跨境银行正式成立

传统金融的互联网化国际资讯

又一家全数字化跨境银行正式成立

亚洲银行(BVI)有限公司是全球首批全数字化跨境银行之一,也是英属维尔京群岛(“BVI”)的第一家数字银行。

2018年7月19日,亚洲银行(BVI)正式启动。

该行于2017年3月获得BVI许可,以满足离岸公司、其所有者、个人和家庭不断增长的需求,为离岸公司以及来自世界各地的信托和高净值个人及家庭提供核心银行服务。该银行依照英属维尔京群岛金融服务委员会的银行牌照规定进行运作。虽然它位于英属维尔京群岛,但其客户可以通过智能设备轻松地从世界任何地方访问其数字平台,享受全天候银行服务。

作为一家数字银行,亚洲银行没有设置传统系统和实体分支机构,而是使用Oracle、Avaloq和Saxo等公司提供的最新和最佳技术构建其平台,从而减少交易时间和费用,进而帮助用户节省成本。

值得注意的是,亚洲银行具有独特的优势,可以从亚洲高净值个人(“富裕人士”)及其相关的全球离岸公司中获得巨大的银行业务份额。

这个机会包括550万亚洲富裕人士,其中113万是中国人。此外,在大约200万家离岸公司中,许多公司都是在英属维尔京群岛注册成立,超过40%的离岸公司所有者位于大中华区。 BVI Finance还将亚洲银行确定为英属维尔京群岛金融服务增长的主要合作伙伴。

亚洲银行的初始服务包括以美元计算的核心银行服务,并预计于2019年推出借记卡及借贷服务。而改行位于香港的联营公司BOA Financial Group则会负责提供财富管理,投资顾问及投资银行顾问服务。

亚洲银行及其附属公司在亚洲和英属维尔京群岛雇用了约70名员工,在马尼拉设有客户呼叫中心,提供全天候服务。

Bank of Asia (BVI) Limited (the “Bank”), one of the world’s first fully digital global cross-border banks and the first digital bank in the British Virgin Islands (“BVI”), is set to host an official launch ceremony in the BVI with Premier and Minister of Finance Dr. the Hon. D. Orlando Smith, OBE, and other industry representatives on Thursday 19 July, 2018.

Bank of Asia was licensed in the BVI in March 2017 to address the growing needs of offshore companies, their owners, individuals and families, providing core banking services to offshore companies as well as trusts and high net worth individuals and families from around the world. Operating under a Banking License from the BVI Financial Services Commission, the Bank is pioneering digital banking solutions in the Territory. Whilst it is domiciled in the BVI, its customers will be able to access its digital platform from anywhere in the world easily, with a smart device or computer. Similarly, transactions can be executed online 24/7.

As a digital bank, Bank of Asia does not have legacy systems and branches. Instead, it has chosen to build its platform from the latest and best technology provided by companies such as Oracle, Avaloq and Saxo, which reduces transaction time and expense, all of which translates to savings which can be passed on to customers.

The BVI launch follows a ‘soft’ introduction of the Bank in Asia during the recent 2018 BVI Asia Trade Mission in June of this year. Bank of Asia is uniquely positioned to secure a strong share of banking from Asian High Net Worth Individuals (“HNWIs”) and their related global offshore companies.

The opportunity includes 5.5 million Asian HNWIs, of which 1.13 million are Chinese. In addition, of approximately 2 million offshore companies, many of which are incorporated in the BVI, more than 40 per cent of all owners of offshore companies are located in Greater China. BVI Finance also identified Bank of Asia as a key partner in the growth of Financial Services in the British Virgin Islands.

Bank of Asia’s initial services include core banking services in US dollars. The Bank expects to introduce debit cards and lending services in 2019. An affiliated company, BOA Financial Group, based in Hong Kong, will offer wealth management, investment advisory and investment banking advisory services.

Bank of Asia and its affiliates employ approximately 70 staff in Asia and the BVI, with a customer call centre in Manila providing 24/7 service.

用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

南非数字银行Bank Zero正式获得牌照

高旭 11-01

数字银行Monzo融资8500万英镑,英国独角兽创企再添一员

Emily Nico... 10-31

香港数字银行NEAT获300万美元投资

ejinsight | 移动支付网 10-25

进军商业银行业务,数字银行Monese推出企业账户

Emily Nico... | CITY A.M. 10-18

苏格兰皇家银行计划推出全新数字银行平台Bo

Emily Nico... 09-28

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1