近日，总部位于孟买的线上借贷平台Paysense宣布在B轮融资中筹集了12.388亿卢比（约合1800万美元）。领投方为Naspers旗下的支付巨头PayU，融资了7.914亿卢比(约合1150万美元)，参投方为现有投资者Jungle Ventures和Nexus Venture Partners。
去年5月，PaySense在由新加坡风险投资公司Jungle Ventures领投的A轮融资中筹集了3.4亿卢比（当时为530万美元）。2015年，它从Nexus Venture Partners和其他天使投资者那里筹集了230万美元。
Mumbai-based Paysense Services India Pvt. Ltd, which operates an online consumer lending platform, has raised $18 million (Rs 123.88 crore) in a Series B funding round, a company statement said.
Naspers-owned PayU led the round putting in $11.5 million (Rs 79.14 crore) into the entity, the statement added.
The company did not disclose the other participating investors, but a report in The Economic Times said that existing investors Jungle Ventures and Nexus Venture Partners had put in money too.
While the media statement did not specifically mention how the fund will be used, it hinted that the latest round is expected to go towards ramping up its tech platform and expanding its team.
“We continue to invest in our tech and team to deliver an exceedingly simple, fast and fully digital process for our customers. The consumer lending market in India is ripe for disruption and this capital will equip us to focus on this huge, untapped market potential,” Prashanth Ranganathan, co-founder and CEO of PaySense, said in the statement.
In May last year, PaySense had raised $5.3 million (Rs 34 crore then) in a Series A round led by Singapore-based venture capital firm Jungle Ventures. South African business conglomerate Naspers and existing investor Nexus Venture Partners also participated in the round.
In 2015, it raised $2.3 million from Nexus Venture Partners and other angel investors.
The Mumbai-based lending startup was founded in 2015 by Ranganathan and Sayali Karanjkar. The company operates a mobile app, through which users can finance online and offline purchases through equated monthly instalments. After filling out an online application form, users can select the required EMI plan and upload KYC documents. Users can apply for personal loans of up to Rs 2 lakh and repay it in three to 24 months.
The company, which is currently operational in over 50 cities, has tied up with Mumbai-based IIFL (India Infoline)—its sole lending partner—and has disbursed 60,000 loans in the last 12 months.
Ranganathan is a Stanford University alumnus and was earlier part of Paypal, handling its Southeast Asian operations. Co-founder and chief operating officer Sayali is an alumnus of the Kellogg School of Management and had previously founded Outsy, a local discovery platform for content in entertainment and lifestyle.