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英国数字银行LQID正式提交牌照申请

近日,总部位于伦敦的新兴数字银行LQID正式提交了银行牌照申请。

据了解,LQID的服务对象将同时覆盖个人消费者和中小企业用户。

该银行由其首席执行官Mike Says发起,旨在通过先进的智能技术,为用户提供简单便捷的预算追踪、本地银行和其他相关服务,弥合数字银行与现有实体银行之间的服务缺口。

来自领英界面的信息显示,Mike Says自2017年1月起就开始着手这一项目的推进。

据悉,Mike Says此前还曾先后担任过Harrods Bank(现为Tandem银行的一部分)的首席财务官,以及Lloyds Bank的财务总监。

 

LQID, a new challenger bank based in London, is undergoing regulatory authorisation to become a bank, which is understood to be translated as “in the process of applying” for a banking licence, to serve both consumers and SMEs.

The new bank, led by CEO Mike Says, aims to “bridge the gap between digital and high street challengers using technology that hasn’t been seen in the UK before”.

Its motto is to make life and banking “smoother”, with “simple and straightforward” products, “meaningful” budget tracking, local bank services and customer services.

The bank says it will “use smart technologies to help you build wealth”.

Note the high density of quotation marks in this story.

Says seems to have been working on the project since January 2017, according to LinkedIn, and has experience as CFO of Harrods Bank (now part of Tandem), and as finance director for Lloyds Bank.

The bank says it will enable “access to banking through mobile devices with a network of community and digital branches, which cost less to operate”, as well as “allowing anyone to set up a business in minutes”.

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