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多数非洲监管机构对加密货币采取“观望”态度,不愿意率先采取措施

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多数非洲监管机构对加密货币采取“观望”态度,不愿意率先采取措施

据报道,肯尼亚一家商业银行Ecobank发布了一份报告,该报告审查了39个非洲国家对加密货币的监管态度。

研究发现非洲国家希望对加密货币进行监管,但大多数司法管辖区的监管机构都在采取“观望”的态度,几乎没有国家愿意率先应对区块链技术和加密货币,并且希望在采取措施之前从邻国的错误中吸取教训。

Ecobank认为:“非洲国家似乎都希望邻国进行创新和监管,自己国家则负责从中吸取教训,而不是率先行动。非洲各国政府担心,如果本国公民过度接触加密货币投资,未来崩盘的影响可能会波及到该国更为广泛的经济领域,因此他们对使用加密货币持怀疑态度。”

在接受审查的39个监管体制中,有21个国家尚未就加密货币公开表态。

目前,只有三个国家在加密货币方面采取了强硬的立场。据悉,纳米比亚发布了一项有关加密货币的禁令。南非和斯威士兰则是采取了“普遍有利和宽容”的立场,但没有认定加密货币的合法性。

其他15个国家则处于中间位置,他们大多数都表示拒绝直接监管加密货币,并称比特币和其他加密货币正处于法律的灰色地带。此外,他们还警告投资者不要投资他们。

Ecobank表示:“可悲的是,加密货币的交易价值涨跌惊人,这就盖过了人们对于这种新技术可能带来的潜在好处的讨论。”

据鸵了解,非洲一家数字货币交易平台Paxful发布的数据显示,截至2018年3月末,他们的平台比特币交易量正在急速攀升,每月交易量达到4000万美元。其中美国排名第一,尼日利亚、加纳分列第二、三名。前三名中,非洲已占据两席位置。

2018年2月20日,委内瑞拉政府正式开始预售一款名为“石油币”的数字货币。

其实,非洲本土的区块链创业公司也在增多。区块链开发公司Codexi、基于区块链的金矿开采公司SG Mining、帮助当地区块链创业公司落地运营的BitHub Africa等等一大批新兴的创业公司在兴起。

African countries want to regulate cryptocurrency, but hardly any one wants to take the lead in responding to the meteoric rise of this technology and asset class.

That’s according to a new report from the Togo-based Ecobank, the leading independent regional banking group that serves nearly 40 countries in West and Central Africa.

The report, which examined the regulatory response to cryptocurrencies in the 39 sub-Saharan countries, found that regulators in most jurisdictions are taking a “wait-and-see” approach, hoping that they can learn from the mistakes of their neighbors before they take action themselves.

“African countries appear to be looking to their neighbours to regulate and innovate first, and learn from their mistakes, rather than being the first mover,” the bank said. “African governments worry that if its citizens become overexposed to cryptocurrency investments, the repercussions of a future crash could be felt in the broader economy, hence their scepticism of licensing their use.”

Of the 39 regulatory regimes surveyed, more than half — 21 countries — had yet to make a public stance on cryptocurrency.

Only three countries had taken a strong position on cryptocurrency, with Namibia issuing an outright ban and — on the the opposite extreme — South Africa and Swaziland adopting “generally favourable and permissive” stances on the asset class but stopping short of providing them with “full legality.”

The other 15 countries lay somewhere in the middle, largely declining to regulate them directly, stating that bitcoin and other cryptocurrencies fall under a legal gray area and warning investors against investing in them.

For its part, the bank lamented the emphasis that cryptocurrency price movements have engendered in the public discourse surrounding this technology and asset class.

“Unfortunately, the spectacular rise and fall in the traded value of cryptocurrencies has drowned out broader discussion on the potential benefits this new technology could bring,” the bank said, concluding:

“The transformational impact that could be delivered by tokenising products and services on the blockchain has been compared to that of the Internet. Crypto tokens and currencies could enable consumers to transact instantly, cross-border and for free, provide them with KYC-compliant digital IDs, and incentivise their behaviour and change the way they engage with governments & service providers.”

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