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区块链国际资讯

软银开发P2P区块链全球支付平台 已完成概念验证

日本软银集团(SoftBank)近日宣布与另外两家企业组成联盟,计划开发出基于区块链技术的P2P全球支付平台,并宣称已经完成概念验证(POC)原型产品。

由日本软银、TBCASoft、Synchronos共同组成的联盟合作开发跨营运商支付服务(CCPS),并已经完成移动支付概念验证。该联盟指出,他们最终的目标是要让用户在海外旅游时,可以透过手中资金直接付款,无须寻找换币店家,即可透过手机进行支付或在实体店内直接购买。软银在新闻稿中指出,3间公司完成的POC已可让在美日本游客透过软银与Synchronos的RCS系统以美元付款,整个支付过程不需经过银行进行,而是透过区块链平台完成,跟踪并记录资金活动。

软银预计,提供CCPS服务的跨营运商平台可促进全球电信商的移动支付服务,并预计提升商家数位盈利能力,让小店家享受到从前只有大品牌才能享有的规模,同时赋予一般使用者在旅游时的灵活性。

软银、Synchronoss和TBCASoft的POC产品将在今年于美国举办的世界移动通讯大会(MWC)进行展示。

SoftBank Corp., a Japan-based telecom carrier; Synchronoss Technologies, Inc. (NASDAQ: SNCR), a global leader and innovator of cloud, messaging, digital and IoT products; and TBCASoft, Inc., an innovator of cross-carrier blockchain platform technology, today announced that they have partnered on a Proof of Concept (PoC) for a new cross-carrier mobile payments service based on the Rich Communication Services (RCS) global messaging standard and TBCASoft's cross-carrier blockchain platform.

Synchronoss has delivered in Japan, a rich and secure multi-channel communications platform, which covers SMS, email and RCS. The platform launched earlier this year. TBCASoft has been working with SoftBank, under the Carrier Blockchain Study Group (CBSG) Consortium, to deliver a cross-carrier blockchain platform called CCPS (Cross-Carrier Payment Service), which facilitates global mobile payment services among global telecommunication carriers.

The three companies have successfully completed a mobile payments service PoC that is designed to allow users to make a range of in-store, mobile and digital purchases directly from their device. A mobile customer based in Japan, for example, can travel to the USA and make a purchase in dollars via RCS which is supported by SoftBank and Synchronoss. The RCS global messaging standard can also be conveniently used to send a payment. The flexibility of the CCPS blockchain API enables the recipient to use an RCS-based messaging app or legacy messaging service like SMS or mobile email, to receive person-to-person (P2P) money transfers through the RCS wallet app either in the same country or overseas.

Commenting on the announcement, Takeshi Fukuizumi, Vice President of Softbank Corp. said: “This RCS and blockchain based mobile payments PoC demonstrates the value operator-led services can deliver. Not only do we foresee our new mobile payment service empowering merchants to operate digitally, and at a scale that was previously only available to big brands, but it will also give our customers more flexibility when it comes to their purchasing and travelling habits.”

Also commenting on the news, Synchronoss CEO and President Glenn Lurie said: “Our PoC demonstrates how SoftBank is at the forefront in bringing to market new cutting edge technology through the use of blockchain as well as new RCS-based mobile services, which will disrupt the current messaging and payments market, creating new opportunities for customers, brands, and businesses - and which will also drive incremental revenue for operators from messaging. RCS messaging will become the foundation for a new, feature-rich marketplace for brands and merchants, both large and small, to interact with subscribers. With our expertise and global reach across multiple messaging platforms - not only RCS, but also email, IM, MMS and SMS, Synchronoss is ideally positioned to take advantage of this important new trend in mobile.”

“Increasing numbers of Communication Service Providers (CSPs) are turning to blockchain technology to support a growing range of new features and services - including secured clearing and settlement, personal authentication, and IoT applications,” said Ling Wu, Founder and CEO of TBCASoft. “In today's digital economy, blockchain lets CSPs create new services and then extend them globally, beyond their established territories and markets, in a way that's efficient and secure. The success of this PoC proves that our Cross-Carrier Blockchain Platform can help CSPs leverage common standards like RCS to deliver disruptive services to their customers.”

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