WCCRC会议主席 Neil Munroe说：
TransUnion 全球地区总裁David Neenan 说：
Top leaders representing financial services and credit reporting organizations from around the world are meeting at the World Consumer Credit Reporting Conference (WCCRC) held in New Delhi, India, to learn more about the changes that are occurring in their markets.
Among the key topics being addressed at the conference is how data and new technology are helping support financial inclusion in developing markets - an important factor for all international economies. Globally, about 1.7 billion adults remain "unbanked", according to the World Bank Group. That means that these adults are without an account at a financial institution or a mobile money provider.
"At a global level, financial inclusion is a key concern," said Neil Munroe, conference director of the WCCRC. "More information and new technology is facilitating access to financial services for millions and as a result enabling them to improve their quality of life. Providing individuals and small businesses with more access to purchasing power and the ability to better manage their finances is a key enabler for the economic development of all countries."
TransUnion (NYSE:TRU), a leading global information solutions provider headquartered in Chicago, is one of three primary supporters of this global forum, along with the Association of Consumer Credit Information Suppliers (ACCIS) and the Consumer Data Industry Association (CDIA).
CDIA is the voice of the consumer reporting industry, which represents consumer reporting agencies including the nationwide credit bureaus, regional and specialized credit bureaus, residential screening companies, background check companies, and others. ACCIS represents the largest group of credit reference agencies in the world. ACCIS brings together 40 members across 27 European countries and 8 associate and affiliate members from all other continents.
At the conference, TransUnion will be presenting a case study about the importance of financial inclusion with examples that show how alternative data is creating more credit access for consumers.
For example, South Africa services only 70% of the economically active population because there is not enough credit data on individuals. TransUnion has been able to address this market by providing access to alternative data sources such as:
- Telco data
- Property data
- Vehicle ownership
"Utilizing new and innovative data sources enabled by technology we can give people more power, allowing them access to a wider number of options," said David Neenan, President of International for TransUnion. "This ‘consumer first' philosophy is why TransUnion has built tools and safeguards that consumers can use to manage their credit and protect their identities. This is just one of the key initiatives that will drive the credit reporting industry of the future."