本次融资由风投公司Accel领投，Google Ventures（GV）、Sequoia Capital、Roc Nation的子公司Arrive以及硅谷银行的债务融资分部跟投。
本次融资后，Accel合伙人Nate Niparko将加入Ethos董事会，GV普通合伙人Tyson Clark将成为公司董事会的顾问。
Ethos是人寿保险创新的领导者，通过应用数据科学和预测分析来确定个人的预期寿命，超过99％的Ethos客户不需要体检或验血即可获得保单。该公司与Assurity Life和Munich Re等人寿保险行业的领导者合作，向其客户提供优质的人寿保险产品。
Ethos, the company making simple, ethical life insurance, announced today that it has raised a Series B financing of $35 million led by Accel, a leading early and growth-stage venture capital firm. Additional participating investors include Google Ventures (GV), previous investors Sequoia Capital and Arrive, a subsidiary of Roc Nation, and a debt facility from Silicon Valley Bank.
Accel partner Nate Niparko will join the Ethos board of directors and GV General Partner Tyson Clark will become an advisor to the company's board.
Ethos is the leader in life insurance innovation, processing thousands of customers and applications every month. Ethos has simplified and modernized life insurance through its proprietary technology to better serve American families. The company has seen robust growth in 2018, with revenue, customers and applications growing by more than 400 percent in just the past four months.
"The life insurance industry has had a product and reputation problem for a long time," said Nate Niparko, partner at Accel. "Ethos takes a technology-first approach to eliminate friction from the applications and claims process for its customers and has built a brand that people love and trust. We're excited to partner with Peter, Lingke and the rest of the Ethos team to help modernize life insurance."
The new round of financing - which brings Ethos' total funding to more than $46 million - will help the company serve growing demand from customers, and accelerate its mission to transform the $955 billion life insurance market into a more modern, digitally-driven industry.
"Ethos is proving that life insurance is something that can be bought by consumers, and not sold," said, Peter Colis, CEO and co-founder, Ethos. "We are proud to partner with Accel, Sequoia and GV on our mission to make simple, ethical life insurance."
The process for getting a life insurance policy on Ethos is fast, easy and inexpensive, turning a process that was once like going to the DMV to more like shopping online. Using Ethos, most people can apply and qualify for a policy after a ten-minute application versus the ten weeks it takes through a more traditional process. There is always a non-commissioned licensed agent available to give unbiased guidance.
By applying data science and predictive analytics to determine an individual's life expectancy, more than 99 percent of Ethos customers have required no medical exam or blood test to get a policy. The company partners with life insurance industry leaders, including Assurity Life and Munich Re, to help deliver quality life insurance products to its customers.