最有看点的互联网金融门户

最有看点的互联网金融门户
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通过数字化降低贷款发放成本,AwanTunai获430万美元A轮融资

印度尼西亚金融科技初创公司AwanTunai在Insignia Venture Partners & AMTD Group领投的A轮融资中获得了430万美元的投资。Global Brains、Fenox Venture Capital和其他附属机构跟投。

该公司由Dino Setiawan、Windy Natriavi和Rama Notowidigdo于2017年成立,主要为企业和个人开发小额贷款产品。目前,该公司正在参加PayPal新加坡孵化器项目。

目前,有1亿多印度尼西亚人无法获得银行产品。AwanTunai所做的,是为银行和金融机构提供一个平台,来进入这一服务不足的市场。

这家初创公司声称,它能够通过数字自动化降低整个贷款发放过程的成本。

AwanTunai为消费者提供移动化消费信贷,并让微型零售商户能够接受这一消费金融系统的支付。通过给消费者更大的购买力,商家可以预期销售额的增加。

AwanTunai也可以让这些商家轻松获得营运资金。

“我们意识到,金融科技的优势是帮助现有的金融机构获得更广泛的分销渠道,进入服务不足的市场,降低发放成本。我们希望印度尼西亚的银行能够为全国人民提供负担得起的高质量信贷服务,”AwanTunai首席执行官Setiawan在官方新闻稿中表示。

目前,该公司向各种微型商家提供营运资金,包括杂货店、摩托车修理厂、电子零售商和药店。

截至2018年10月,AwanTunai已经为30万份贷款申请提供了服务。到今年年底,AwanTunai计划向5000家微型商家提供流动资本贷款。

“我们坚信,金融服务的未来在于数字银行。我们对AwanTunai的投资,证明了他们有能力成为推动者,推动现有银行采用部署数字银行产品所必需的技术,”Insignia Ventures Partners的管理合伙人Yinglan Tan表示。

The round was led by Insignia Venture Partners & AMTD Group

Indonesia fintech startup AwanTunai has raised US$4.3 million in a Series A round led by Insignia Venture Partners & AMTD Group. Participating investors include Global Brains, Fenox Venture Capital, and other affiliates.

Founded in 2017 by Dino Setiawan, Windy Natriavi and Rama Notowidigdo, the startup — which is currently in the PayPal Singapore Incubator — develops microloan products for businesses and individuals.

There are currently over 100 million Indonesians who do not have access to banking products. What AwanTunai does is provide banks and financial institutions with a platform to reach this underserved market segment.

The startup claims that it is able to lower the cost of the entire loan origination process through digital automation.

AwanTunai offers mobile-based consumer credit to consumers and enables micro-retail merchants to accept payments from this consumer financing system. By giving consumers greater purchasing power, merchants can expect sales to increase.

AwanTunai also allows these merchants to acquire working capital easily.

“We recognize that Fintech’s strength is to help existing financial institutions gain wider distribution into underserved markets and lower origination costs. We hope to enable Indonesia’s banks to provide the whole country access to affordable high-quality credit services,” said Setiawan, CEO of AwanTunai, in an official press release.

Currently, the company provides working capital to a variety of micro-merchant including grocery stores, motorcycle repair garages, electronic retailers, and pharmacies.

As of October 2018, AwanTunai has served 300,000 loan applications. By the end of this year, AwanTunai aims to provide working capital loans to 5,000 micro-merchants.

“We firmly believe the future of financial services lies with digital banks. Our investment in AwanTunai reflects their ability to be an enabler of incumbent banks to adopt the technologies necessary to deploy digital banking products,” said Yinglan Tan, Managing Partner Insignia Ventures Partners.

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