印度尼西亚金融科技初创公司AwanTunai在Insignia Venture Partners & AMTD Group领投的A轮融资中获得了430万美元的投资。Global Brains、Fenox Venture Capital和其他附属机构跟投。
该公司由Dino Setiawan、Windy Natriavi和Rama Notowidigdo于2017年成立，主要为企业和个人开发小额贷款产品。目前，该公司正在参加PayPal新加坡孵化器项目。
“我们坚信，金融服务的未来在于数字银行。我们对AwanTunai的投资，证明了他们有能力成为推动者，推动现有银行采用部署数字银行产品所必需的技术，”Insignia Ventures Partners的管理合伙人Yinglan Tan表示。
The round was led by Insignia Venture Partners & AMTD Group
Indonesia fintech startup AwanTunai has raised US$4.3 million in a Series A round led by Insignia Venture Partners & AMTD Group. Participating investors include Global Brains, Fenox Venture Capital, and other affiliates.
Founded in 2017 by Dino Setiawan, Windy Natriavi and Rama Notowidigdo, the startup — which is currently in the PayPal Singapore Incubator — develops microloan products for businesses and individuals.
There are currently over 100 million Indonesians who do not have access to banking products. What AwanTunai does is provide banks and financial institutions with a platform to reach this underserved market segment.
The startup claims that it is able to lower the cost of the entire loan origination process through digital automation.
AwanTunai offers mobile-based consumer credit to consumers and enables micro-retail merchants to accept payments from this consumer financing system. By giving consumers greater purchasing power, merchants can expect sales to increase.
AwanTunai also allows these merchants to acquire working capital easily.
“We recognize that Fintech’s strength is to help existing financial institutions gain wider distribution into underserved markets and lower origination costs. We hope to enable Indonesia’s banks to provide the whole country access to affordable high-quality credit services,” said Setiawan, CEO of AwanTunai, in an official press release.
Currently, the company provides working capital to a variety of micro-merchant including grocery stores, motorcycle repair garages, electronic retailers, and pharmacies.
As of October 2018, AwanTunai has served 300,000 loan applications. By the end of this year, AwanTunai aims to provide working capital loans to 5,000 micro-merchants.
“We firmly believe the future of financial services lies with digital banks. Our investment in AwanTunai reflects their ability to be an enabler of incumbent banks to adopt the technologies necessary to deploy digital banking products,” said Yinglan Tan, Managing Partner Insignia Ventures Partners.