据了解，参与本次投资的还有Mosaic Ventures和Ribbit Capital，两者曾于2017年2月领投了Bonify的550万欧元A轮融资。
Santander's fintech venture capital fund has invested in German credit scoring and personal finance app Bonify. Details were not disclosed.
Santander InnoVentures was joined in a funding round by, among others, Mosaic Ventures and Ribbit Capital, who led Bonify's EUR5.5 million Series A round in February 2017.
Bonify has more than 300,000 users for its app, which evaluates consumers' real-time creditworthiness, helping them to improve their financial wellbeing through tailored recommendations.
The app delivers recommendations through smart nudges, prompting consumers to save money by doing things such as switching to a different loan or energy provider, and claims to be able to predict six to eight weeks in advance when users might go into their overdraft.
Manuel Silva Martínez, partner, Santander InnoVentures, says: "Bonify’s mission to educate consumers about the importance of their credit score and help them take control of their personal finances aligns perfectly with our values of improving consumers’ lives through a smarter usage of data."