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AI聊天机器人Charlie获BBVA风投基金900万美元投资

近日,来自美国的人工智能聊天机器人Charlie宣布完成900万美元A轮融资。本次融资的投资方为BBVA风险投资基金Propel。

2016年,一个认知科学家团队建立了Charlie平台。该平台主要通过SMS文本或Facebook Messenger与用户进行互动,希望借助行为习惯分析,帮助用户做出合理的财务决策,比如更多的储蓄模式、避免经常性费用和罚款等。

据统计,目前Charlie已经拥有约25万名千禧一代的美国用户。

 

BBVA-backed venture fund Propel has led a $9 million Series A round in US-based Charlie, a text-based AI chatbot aimed at less financially astute consumers.

Charlie - portrayed as a friendly AI ‘penguin’ - is dedicated to finding new ways for US consumers to make better financial decisions, including identifying more ways to save, avoid burdensome recurring fees and penalties, and break the paycheck to paycheck cycle.

Designed to interact with people via SMS text or Facebook Messenger, Charlie is now used by nearly 250,000 mostly millennials US customers since its launch in 2016.

Created by a team of cognitive scientists, the bot deploys the habit-forming tricks behind top-grossing gaming apps to help people change money behavior.

“The go-to form of getting financial advice with charts and graphs is not providing the actionable and simple advice that the average American needs today to build their savings, eliminate debt, and drive positive financial behavioral changes,” said Ryan Gilbert, Partner at Propel Venture Partners. “In a crowded space, we believe that Charlie is delivering what’s been missing among existing financial solutions: trustworthiness, approachability, and super intelligence. We’re excited to be a part of their growth as they continue to bring empathy and simplicity to financial empowerment.”

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