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平台非法运营则债务无需偿还,印尼一官员言论引发广泛争议

上周日,印尼通讯与信息官员总干事Samuel Abrijanti Pangerapan发表的一番言论引发了轩然大波。

Samuel表示,如果用户借钱的金融科技公司/平台是违法的,那么债务人就不应偿还相应的贷款。因为这些平台是违法的,所以这样的资金风险也是他们“应得”的。

他还指出,公众应该积极向政府部门、金融服务管理局(OJK)或者警方报告非法金融科技公司,这将有助于查封和遏制非法金融科技公司的运营。

此外他还呼吁,无论是投资者还是借贷方,都应在在使用金融科技公司服务前仔细查看OJK公布的持牌合法金融科技公司名单。

据悉,目前在OJK登记在册的合法金融科技公司共有73家。

 

A Communication and Information Ministry official has said that debtors of illegal financial technology (fintech) companies do not need to repay their loans.

“Borrow as much [money] as possible. […] Don’t repay [the loan] because they are illegal,” said Samuel Abrijanti Pangerapan, the ministry’s information application director general, on Sunday as quoted by kontan.co.id.

He also called on the public to report illegal fintech companies to authorities such as the ministry, the Financial Service Authority (OJK) or the police.

“So if illegal fintech companies collect their money, just report them. The authorities will arrest them for operating without licenses. They should suffer the losses,” Samuel added.

He said the public’s participation in reporting illegal fintech companies would help end their operation.

He called on the public to review the list of fintech companies issued by the OJK before making a deal with a fintech company.

Currently, 73 fintech companies are registered with the OJK. (bbn)

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