最有看点的互联网金融门户

最有看点的互联网金融门户
国际资讯基于互联网平台的金融业务

利用物联网进行风险预测,保险科技创企Corvus获1000万美元融资

国际资讯基于互联网平台的金融业务

利用物联网进行风险预测,保险科技创企Corvus获1000万美元融资

Corvus Insurance是一家成立了两年的保险公司,位于波士顿。该公司使用了50多项指标来帮助企业客户们预测和防止损失。近日它获得了来自于.406 Venture和Hundson Structured的1000万美元的融资,贝恩资本也是本轮融资的投资方之一。此前,该公司此前在贝恩资本领投下,获得了400万美元的种子轮融资。

这是一家有意思的公司。它获得的大部分数据来自于接入物联网的传感器,这些传感器可以用来预测索赔的可能性,例如积雪对于屋顶的压力。但它同时也需要其他各种各样的数据来源,包括视频、手机和社交媒体,并将数据应用于风险管理。

公司创始人Philip Edmundson是保险业的老手,曾在2015年创立并出售一家经纪人业务公司。他表示,进入这个领域是因为他发现了一个新的机会。他并不像其他保险科技初创公司那样专注于摆脱中介,而是着眼于保险理赔业务。

例如,在航运方面,如果某一家公司或者一个地区因食物变质而提出索赔,那么,在类似情况下,Corvus公司就可以提供建议,从而减少理赔事件。(Corvus与世界最大的温度传感器公司之一Sensitech已经签订了协议,让这个服务更加靠谱了。)

该公司目前的重点是食品和制药行业,在这两个行业中,因为保险和监管的原因,传感器无处不在,安装在包括汽车、机器、空调系统等等各个位置。根据测算,如果它能够成功地在这两个行业得到应用,它将逐步扩展到更多的行业。

与此同时,这个行业正在快速发展,入局者越来越多。据咨询公司Hampleton Parteners最新的保险科技并购市场报告显示,截至上个月,保险科技初创企业的全球融资已经超过了2017年全年的规模。到10月为止,已经完成了204宗并购案例,而2017年全年为202宗,2016年为174宗。从总体上看,投资者在这204笔交易中总共投入了26亿美元,直逼2015年的总额(2015年全年注入保险科技初创公司的资金总量为27亿美元)。

显然,所有这些交易也活跃了市场。根据报告,自2016年以来,保险科技领域已经进行了151次收购,其中包括存活下来的公司以及一些私人公司。

Corvus Insurance, a two-year-old, Boston-based insurance company that uses data across more than 50 criteria to predict and prevent losses for its corporate customers in the food and pharmaceutical industries, has attracted $10 million in funding from .406 Ventures and Hudson Structured, with participation from Bain Capital Ventures.

The company had previously raised $4 million seed funding led by Bain.

It’s an interesting company. Much of the data it extracts comes from Internet of Things sensors that can be used to predict the likelihood of a claim, including pressure on a roof owing to the weight of snow, for example. But it also relies on other data from all around, including videos, mobile phones and social media and turns them into tools for risk management.

Founder Philip Edmundson is a veteran of the insurance industry, having previously founded and sold a brokerage business in 2015. As he told the outlet Business Insurance earlier this year, he jumped back into the business after spying a fresh opportunity to focus not on getting rid of the middleman — which is the objective of many insurtech startups — but instead on the claims piece of the insurance business, which consumes far more of each dollar spent in the industry.

When it comes to shipping, for example, he’d said that if a company has a claim or multiple claims around food spoilage with a certain shipper or region, similar instances can be avoided by planning around those situations with recommendations from Corvus . (An agreement between Corvus and one of the largest temperature sensor companies in the world, Sensitech, certainly helps on this front.)

The company is focused for now on the food and pharmaceutical industries because both use sensors everywhere — on vehicles, machines, HVAC systems — for insurance and for regulatory reasons. But presumably, if it can prove its use case, it will expand its target market over time.

In the meantime, it’s part of a fast-growing, and increasingly crowded, landscape. As of last month, global fundraising for insurtech startups surpassed the volume reached in all of 2017, according to advisory firm Hampleton Partners’ latest insurtech M&A market report, which says 204 deals had been closed as of October, compared with 202 last year and 174 in 2016. All told, investors plugged $2.6 billion into those 204 deals — nearly the $2.7 billion that was plugged into insurtech startups in 2015.

Apparently all of those deals are leading to a lot of dealmaking, too. According to the report, the insurtech sector has seen 151 acquisitions since 2016, including by legacy players, as well as private equity firms.

用微信扫描可以分享至好友和朋友圈

扫描二维码或搜索微信号“iweiyangx”
关注未央网官方微信公众号,获取互联网金融领域前沿资讯。

发表评论

发表评论

您的评论提交后会进行审核,审核通过的留言会展示在下方留言区域,请耐心等待。

评论

您的个人信息不会被公开,请放心填写! 标记为的是必填项

取消

Allianz Life携手保险科技创投基金SixThirty

MM 12-12

2019年,这5家保险科技创企或将有所作为

栀航 12-11

创企CoverWallet推出保险代理商专用平台

Samantha H... | CROWDFUND ... 12-06

香港保险科技发展进入快车道,下月颁发首个牌照

Henry Vila... | BANKING TE... 12-05

美国保险创企Lemonade进军欧洲市场

Lemonade | FINEXTRA 11-30

版权所有 © 清华大学五道口金融学院互联网金融实验室 | 京ICP备17044750号-1