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积极接洽RBI,WhatsApp为进军印度市场做准备

近日,Facebook旗下消息应用程序WhatsApp正在积极接洽印度储备银行(后文简称RBI),希望后者允许其将WhatsApp数字支付服务扩展到印度市场。

WhatsApp首席执行官Daniels在致信RBI时表示,此前的测试运行是的WhatsApp在印度市场收获了近百万用户。面对这样理想的市场前景,WhatsApp计划向RBI提出全面进军印度市场的申请。

WhatsApp发言人表示,该公司目前正与印度政府、印度国家支付公司(NPCI)以及包括支付服务提供商在内的多家银行密切合作。

Daniels在信中强调,公司将迅速采取行动,确保在RBI发布新规则后将WhatsApp支付数据立即存储在印度当地。该高管还呼吁所有数字支付公司实现“公平竞争”,包括“一定和透明的监管和运营环境。”。

Daniels说。该报告指出,目前尚不清楚印度储备银行是否回复了这封信。

WhatsApp, the messaging app owned by Facebook, is seeking approval from the Reserve Bank of India to extend its digital payments service to all of the residents of India.

According to a report in BGR, WhatsApp chief executive Chris Daniels wrote to the RBI urging it to grant formal approval so that its payment service can be used across India. Its test in India resulted in WhatsApp gaining close to a million users. The letter was dated November 5 and includes the fact that WhatsApp’s partner banks have also requested formal approval from RBI.

A WhatsApp spokesperson told BGR it is working closely with the Indian government, National Payments Corporation of India (NPCI), and multiple banks, including payment service providers, to expand the service to more people and support the digital economy in India. “Today, almost one million people are testing WhatsApp payments in India. The feedback has been very positive, and people enjoy the convenience of sending money as simply and securely as sending messages,” the company’s spokesperson said.

In the letter Daniels highlights the fact the company quickly moved to ensure payments data is stored locally in India immediately after the new rule was issued by RBI. The executive also called for a “level playing field” for all digital payment companies, including “a certain and transparent regulatory and operating environment.” It also noted that small business owners benefit from the digital tool. “Based on feedback from NPCI and our bank partners, we are confident that we are fully compliant with the UPI checklist, have made all necessary submissions and have passed the security audits required to launch WhatsApp Payments,” Daniels said. The report noted that its not clear if the RBI responded to the letter.

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