最有看点的互联网金融门户

最有看点的互联网金融门户
全新的互联网金融模式区块链国际资讯

欧盟区块链论坛建议各国尽快建立数字身份识别系统

全新的互联网金融模式区块链国际资讯

欧盟区块链论坛建议各国尽快建立数字身份识别系统

近日,欧盟区块链论坛(EUBF)在其最新报告中指出,为更好地实现区块链的技术潜力,政府机构应该重点关注两个领域:数字身份识别系统与国家数字货币(CBDC)系统。

同时该报告也指出,在建立机构区块链之前,应该首先建立数字身份识别系统。换句话说,EUBF将区块链视为用户具有“可信”数字身份的地方,而且区块链身份系统应该是具备“自我主权”的,并由用户管理。

今年11月,国际货币基金组织(IMF)负责人拉加德呼吁各国央行认真考虑创建数字货币,以填补现金使用量下降所留下的空白。

英国《金融时报》当时报道称,拉加德认为中央银行可以帮助进一步实现金融普惠,并防止“太多权力可能落入少数大型私人支付提供商手中。”拉加德表示,通过拥抱加密货币,中央银行可以为数字经济提供资金。

然而与此同时拉加德也指出,中央银行必须做好隐私与用加密货币预防犯罪必要性之间的平衡。

据悉,目前包括瑞典、中国和加拿大在内的多家中央银行都已开始考虑向公众发行国家数字货币。

In its newest report, the EU Blockchain Forum (EUBF) noted that government bodies need to home in on two aspects of the blockchain to help the technology fully actualize: That is, the institutions need to have digital national currencies as well as systems for digital identity, The Next Web reported.

The organization said in its report, “digital identity is the fundamental building block and a key area for governments to focus on … another important building block … is having digital versions of national currencies on the blockchain, for example, through blockchain-based central bank digital currencies (CBDCs).”

But the report also noted that digital identities should come before the creation of institutional blockchains. In other words, the group sees the blockchain as a place where users have a “trusted” digital identity. Yet the group wants identity systems for the blockchain to be “self-sovereign” and managed by users. But the outlet said the report’s set of recommendations is not set in stone and merely “conjecture.”

The news comes as the International Monetary Fund (IMF) Head Christine Lagarde called on central banks in November to seriously think about creating digital currency to fill the gap left by the falling use of cash. Financial Times reported at the time that Lagarde believes central banks could help further financial inclusion and prevent cases in which “too much power could fall into the hands of a small number of outsized private payment providers.” By embracing cryptocurrencies, Lagarde said that central banks can supply money to the digital economy.

At the same time, however, Lagarde did note that the central banks would have to determine how to balance privacy with the necessity of preventing crime with cryptocurrency. Some central banks are considering crypto: Sweden’s Riksbank, the People’s Bank of China and the Bank of Canada are already reportedly mulling issuing digital tokens to the public.

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