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区块链技术东南亚发展概况:泰国最感兴趣,新加坡接受度最高

区块链国际资讯

区块链技术东南亚发展概况:泰国最感兴趣,新加坡接受度最高

20 年前,没有人能够准确预测智能手机和万维网等发明对人类的巨大影响。随着技术的飞速发展,当前的区块链技术也是如此。

将区块链与比特币、以太坊和莱特币等加密货币混为一谈是一种常见的误解。虽然区块链作为加密货币的底层技术而备受瞩目,但这项技术本身还有很多别的用途。

区块链被誉为改革全球供应链、21 世纪产业甚至管理的革命。区块链的多功能性和去中心化在东南亚得到了广泛认同,该地区的许多国家政府都热衷于推动区块链技术融入商业和公共部门。

积极发展

泰国表现出了最强烈的兴趣。该国已经制定了管理加密货币的法律,并计划为即时证券结算提供区块链代币。最近其中央银行透露,正在考虑将区块链用于区块链跨境支付、供应链融资和文件认证的申请中。

根据泰国银行行长 Veerathai Santiprabhob 的说法,使用区块链等技术“可以帮助保护财务信息,减少欺诈活动的数量和规模。”

目前来看,新加坡区块链技术接受度最高的国家,尤其是ICO领域 。在中国认定 ICO 为非法融资工具禁止发行后,这个岛国已经成为中国公司 ICO 的首选地。新加坡政府和私营部门已经建立了孵化器和投资基金,专注于加密货币和区块链的其他用途。

除此之外,新加坡还开始尝试在能源领域突破性地使用区块链技术。总部位于新加坡的 Electrify 利用该技术创建了一个 P2P 能源市场,在这个市场里,人们可以用更低的价格购买和出售电力。这家初创公司最近募集了 3000 万美元的资金,希望允许用户选择首选能源供应商的法规生效后,进一步打入新加坡市场。

马来西亚成立了亚洲最大的区块链中心——新经济运动基金会( NEM )。它将用于为大众普及技术教育,并通过孵化器和加速器程序适应新兴的基于区块链的初创企业。

马来西亚央行一直对在银行使用区块链技术持开放态度。此外,它还有一个金融科技沙箱,允许即使在马来西亚没有业务的金融科技公司在不超过12个月的测试期内参与其中。最重要的是,它正在采取必要的措施来监管和监管其境内的加密货币使用。在已发布的报告中,已经有 9 个加密货币监管机构在中央银行注册。

前景光明

印度尼西亚渴望抓住区块链行业现有的机会。过去一年里,其区块链相关初创企业呈爆炸性增长,最初专注于加密货币领域,如今正在进入其他领域。

今后区块链可能会给该国的政府、供应链物流、消费者交易和数据安全带来革命性的变化。公共和私营部门都在寻求相关合作,以克服数据管理相关的挑战。例如,基于区块链的应用程序 Online Pajak 有助于提高透明度,并减少与税收系统相关的文书工作负担。

在越南,成熟的初创系统可能为区块链应用程序的开发铺平道路。政府最近启动了金融技术沙盒的准备工作,区块链相关初创企业也可以运用。移动网络提供商 Viettel 和中间支付服务提供商 Napas 等公司一直在试验这项技术,并推出了几个试点项目。

菲律宾也认为区块链是一种革命性的工具,今年 5 月成立菲律宾区块链协会( BAP )成立,可以为任何对区块链技术感兴趣的人提供更多的信息和指导。在菲律宾最大银行之一联盟银行的董事长 Justo Ortiz 下, BAP 希望帮助中小企业部署区块链技术,以便为他们提供竞争优势。

此外,为了改善该国的金融包容性,联合银行还选择了菲律宾第二大岛屿棉兰老岛的 5 家农村银行进行区块链试点项目,该项目将测试实时、更便宜的零售支付,旨在将农村银行与该国主要金融网络连接起来。

其他像老挝、文莱、柬埔寨和缅甸,区块链技术仍处于整合的早期阶段。从提供金融服务到电子政务计划,区块链技术用途广泛,虽然尚未形成明显的成果,但这些举措表明人们越来越意识到区块链是未来的一项基本技术。

20 years ago, no one could have accurately predicted the huge impact that inventions like the smartphone and the World Wide Web would have on humankind. As technology advances at a breakneck pace, the same could be said about blockchain technology.

It’s a common misconception to conflate blockchain with cryptocurrencies like Bitcoin, Ethereum and Litecoin. While the technology gained prominence because it served as the basis of today’s cryptocurrencies, the technology itself has a myriad of uses outside that function.

Blockchain has been touted to revolutionise global supply chains, 21st century industries and even governance. Its versatility and decentralised nature have gained significant currency in Southeast Asia and many governments within the region have warmed up to the prospect of promoting the integration of this technology into businesses and the public sector.

Leading the curve

Thailand has been most eager to adopt blockchain technology in the region. The country has already enacted laws that govern cryptocurrencies and is planning for a blockchain token for instant securities settlements. Recently, its central bank revealed that it is considering blockchain applications for cross-border payments, supply chain financing, and document authentication.

According to the Governor of the Bank of Thailand, Veerathai Santiprabhob, the use of technologies like blockchain “can help safeguard financial information and reduce the number and magnitude of fraudulent activities.”

Singapore has by far been the most receptive towards blockchain technology especially when it concerns Initial Coin Offerings (ICO). The island nation has become a top destination for ICOs, especially for Chinese companies after China banned ICOs, calling it an illegal fundraising tool. Singapore’s government and private sector have set up incubators and investment funds focussing on cryptocurrencies and other uses of blockchain.

Besides that, the island state has also begun experimenting on a ground-breaking use of blockchain technology in the energy sector. Singapore-based Electrify uses the technology to create a peer-to-peer energy market where electricity can be bought and sold at cheaper rates. The start-up recently raised US$30 million in funding and is looking to penetrate the Singaporean market further when regulations which allow users to select their preferred energy provider come into effect.

Across the causeway, Malaysia houses the New Economy Movement (NEM) Foundation blockchain centre – the largest of its kind in Asia. It will serve to educate the masses on the technology as well as accommodate burgeoning blockchain based start-ups via incubator and accelerator programs.

Malaysia’s central bank has been receptive towards the use of such technology within the banking sector. Among others, it has a fintech sandbox which allows fintech companies – even those without a presence in Malaysia – to participate in it for a testing period of not more than 12 months. On top of that, it is taking necessary steps to police and regulate cryptocurrency use within its borders. In a published report, nine cryptocurrency regulators have been registered with the central bank.

Promising progress

Indonesia’s blockchain sector is eager to take advantage of the opportunities present. Over the past year or so, it has seen an explosion of blockchain related start-ups – initially focussed on cryptocurrency that are now venturing into other areas.

Moving forward, blockchain could potentially revolutionise government, supply chain logistics, consumer transactions and data security in the country. Both the public and private sectors are looking to collaborate to overcome challenges linked to data management. For example, blockchain-driven application Online Pajak helps improve transparency as well as reduce the paperwork burden related to the tax system.

In Vietnam, a fertile start-up ecosystem will likely pave the way for the development of blockchain applications. The government there recently kickstarted preparations for a fintech sandbox which could be utilised by blockchain-related start-ups. Companies like mobile network provider Viettel and intermediary payment services provider, Napas have been experimenting with the technology and have rolled out several pilot projects.

The Philippines has also recognised blockchain as a revolutionary tool and with the inception of the Blockchain Association of the Philippines (BAP) in May this year, more information and guidance would be readily available for anyone interested in using this technology. Led by Justo Ortiz, chairman of the Union Bank – one of the largest banks in the archipelagic nation – BAP hopes to help small and medium enterprises deploy the technology in order to provide them with a competitive edge.

Moreover, in a bid to improve financial inclusion in the state, Union Bank has also picked five rural banks in Mindanao – the second largest island in the Philippines – for a blockchain pilot program that will test real-time, cheaper retail payments. The initiative is set to link rural banks to the country’s main financial network.

Elsewhere, blockchain technology is still in the early stages of integration in Lao PDR, Brunei, Cambodia and Myanmar. Its uses range from providing financial services to e-government initiatives. While nothing palpable has come out of it as yet, such initiatives demonstrate an increasing awareness of blockchain as a fundamental technology for the future.

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